Branch Network
Pinnacle Bank Locations & Branches Morgan Hill, California
BankRegReports is independent of Pinnacle Bank and never asks for online banking logins or passwords.
Pinnacle Bank operates 4 branches from its headquarters in Morgan Hill, CA, .
Pinnacle Bank branch network
All 4 branches are in CALIFORNIA, across 4 cities. Its largest office by deposits is its main office in Gilroy, CA, with $273.0M (33.7% of its branch deposits). It had the same number of branches on June 30, 2025.
Pinnacle Bank at a glance
Its CET1 capital ratio was 16.45% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $937.0M
- CET1 ratio, Q2 2026
- 16.45%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 2006
Full financial profile · Is Pinnacle Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Morgan Hill, CA (1 branch) | 4 of 8 | 10.3% | $214.1M |
| State: CA (4 branches) | 90 of 164 | <0.1% | $810.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in California.
Share by county and metro area
Pinnacle Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Santa Clara, CA (3 branches) | 15 of 42 | 0.4% | $618.5M | $174.10B |
| Monterey, CA (1 branch) | 10 of 13 | 1.6% | $191.8M | $11.81B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| San Jose-Sunnyvale-Santa Clara, CA (3 branches) | 15 of 42 | 0.4% | $618.5M | $175.30B |
| Salinas, CA (1 branch) | 10 of 13 | 1.6% | $191.8M | $11.81B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Pinnacle Bank (main office) | Gilroy, CA | 95020 | $273.0M |
| Morgan Hill Branch | Morgan Hill, CA | 95037 | $214.1M |
| Salinas Branch | Salinas, CA | 93901 | $191.8M |
| Campbell Branch | Campbell, CA | 95008 | $131.5M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 58297) · FFIEC NIC profile (RSSD 3455227)