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Prairie State Bank & Trust Locations & Branches Springfield, Illinois
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Prairie State Bank & Trust operates 19 branches from its headquarters in Springfield, IL, .
Prairie State Bank & Trust branch network
All 19 branches are in ILLINOIS, across 15 cities. Springfield, IL has the most of its branches, 3. Its largest office by deposits is the Charleston Branch office in Charleston, IL, with $89.6M (12.3% of its branch deposits). On June 30, 2025 it had 18 branches, 1 fewer than in 2026.
Prairie State Bank & Trust at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 12.39% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $840.1M
- Tier 1 leverage ratio, Q2 2026
- 12.39%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1988
Full financial profile · Is Prairie State Bank & Trust safe? · Prairie State Bank & Trust call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Springfield, IL (3 branches) | 12 of 21 | 1.9% | $151.1M |
| State: IL (19 branches) | 77 of 379 | <0.1% | $730.2M |
Ranked by total assets among banks headquartered in the state: Largest banks in Illinois.
Share by county and metro area
Prairie State Bank & Trust's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Sangamon, IL (4 branches) | 12 of 24 | 1.7% | $163.4M | $9.40B |
| Macon, IL (3 branches) | 6 of 13 | 5.6% | $129.8M | $2.33B |
| Coles, IL (2 branches) | 4 of 12 | 4.6% | $114.5M | $2.50B |
| Macoupin, IL (3 branches) | 5 of 13 | 7.6% | $94.2M | $1.24B |
| Morgan, IL (2 branches) | 4 of 11 | 9.3% | $94.1M | $1.02B |
| Fulton, IL (1 branch) | 5 of 14 | 5.3% | $53.4M | $1.02B |
| Mclean, IL (1 branch) | 21 of 26 | 0.8% | $35.0M | $4.56B |
| Champaign, IL (1 branch) | 24 of 29 | 0.4% | $33.8M | $7.55B |
| Montgomery, IL (1 branch) | 9 of 9 | 0.9% | $10.1M | $1.19B |
| Adams, IL (1 branch) | 13 of 13 | <0.1% | $1.8M | $2.28B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Springfield, IL (4 branches) | 13 of 26 | 1.7% | $163.4M | $9.76B |
| Decatur, IL (3 branches) | 6 of 13 | 5.6% | $129.8M | $2.33B |
| Charleston-Mattoon, IL (2 branches) | 4 of 12 | 4.0% | $114.5M | $2.85B |
| St. Louis, MO-IL (3 branches) | 75 of 111 | <0.1% | $94.2M | $141.72B |
| Jacksonville, IL (2 branches) | 5 of 13 | 7.9% | $94.1M | $1.18B |
| Peoria, IL (1 branch) | 27 of 43 | 0.5% | $53.4M | $11.06B |
| Bloomington, IL (1 branch) | 21 of 26 | 0.8% | $35.0M | $4.56B |
| Champaign-Urbana, IL (1 branch) | 26 of 29 | 0.4% | $33.8M | $8.20B |
| Quincy, IL-MO (1 branch) | 16 of 16 | <0.1% | $1.8M | $2.64B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Charleston Branch | Charleston, IL | 61920 | $89.6M |
| Mount Zion Branch | Mount Zion, IL | 62549 | $87.9M |
| Springfield Branch | Springfield, IL | 62704 | $76.9M |
| Morton Street Office | Jacksonville, IL | 62650 | $70.2M |
| Virden Branch | Virden, IL | 62690 | $68.9M |
| Lewistown Branch | Lewistown, IL | 61542 | $53.4M |
| Prairie State Bank and Trust | Springfield, IL | 62711 | $52.6M |
| Pershing Road Branch | Decatur, IL | 62526 | $37.3M |
| Bloomington-Trinity Lane Branch | Bloomington, IL | 61704 | $35.0M |
| Savoy Branch | Savoy, IL | 61874 | $33.8M |
| Girard Facility | Girard, IL | 62640 | $25.3M |
| Mattoon Branch | Mattoon, IL | 61938 | $24.9M |
| Meredosia Branch | Meredosia, IL | 62665 | $24.0M |
| Toronto Road Branch | Springfield, IL | 62712 | $21.7M |
| Illiopolis Branch | Illiopolis, IL | 62539 | $12.3M |
| Farmersville Branch | Farmersville, IL | 62533 | $10.1M |
| Decatur Il Drive-Thru Branch | Decatur, IL | 62521 | $4.6M |
| Prairie State Bank and Trust Branch | Quincy, IL | 62301 | $1.8M |
| Virden Drive Up Facility | Virden, IL | 62690 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 27362) · FFIEC NIC profile (RSSD 1222948)