Quontic Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Quontic Bank of Astoria, NY against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.37% | 1.35% | -0.98% | 10th bottom |
| ROAE | 3.56% | 12.06% | -8.50% | 10th bottom |
| Net Interest Margin | 3.35% | 3.90% | -0.55% | 22nd bottom |
| Efficiency Ratio | 89.19% | 63.14% | +26.05% | 6th bottom |
| PPNR / Avg Assets | 0.56% | 1.64% | -1.08% | 9th bottom |
| Yield on Earning Assets | 6.63% | 5.65% | +0.98% | 90th top |
| Cost of Funds | 3.58% | 1.84% | +1.74% | 1st bottom |
| Net Interest Spread | 2.93% | 3.35% | -0.42% | 30th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 3.53% | 0.92% | +2.61% | 4th bottom |
| NPA / Total Assets | 2.84% | 0.67% | +2.17% | 4th bottom |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 50th above |
| ACL / Total Loans | 0.20% | 1.28% | -1.08% | 0th bottom |
| ACL / NPLs (Coverage) | 5.62% | 1645.84% | -1640.22% | 0th bottom |
| Texas Ratio | 25.55% | 7.14% | +18.41% | 5th bottom |
| Provision / NCO | 3333.33% | 1187.91% | +2145.42% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.73% | 12.46% | -2.73% | 26th below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.98% | 11.67% | -0.69% | 60th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.98% | 11.40% | -0.42% | 63rd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 88.54% | 78.64% | +9.90% | 31st below |
| Core Deposit Ratio | 94.40% | 87.09% | +7.31% | 81st top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.66% | 6.47% | -0.81% | 60th above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.63% | 7.64% | -0.01% | 63rd above |
| Deposit Growth (Y/Y) | 6.24% | 6.02% | +0.22% | 66th above |
See Quontic Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Quontic Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Quontic Bank profile, how to read a UBPR, or how this data updates.