Regent Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Regent Bank of Tulsa, OK against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.18% | 1.46% | -0.28% | 42nd below |
| ROAE | 12.20% | 12.72% | -0.52% | 49th below |
| Net Interest Margin | 4.44% | 3.85% | +0.59% | 87th top |
| Efficiency Ratio | 62.45% | 57.40% | +5.05% | 38th below |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.77% | 1.88% | -0.11% | 54th above |
| Yield on Earning Assets | 6.88% | 5.72% | +1.16% | 94th top |
| Cost of Funds | 2.60% | 2.02% | +0.58% | 18th bottom |
| Net Interest Spread | 3.58% | 3.18% | +0.40% | 80th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.41% | 1.00% | +1.41% | 8th bottom |
| NPA / Total Assets | 2.29% | 0.76% | +1.53% | 6th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.07% | 0.43% | -0.36% | 34th below |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.21% | 1.31% | -0.10% | 60th above |
| ACL / NPLs (Coverage) | 50.21% | 543.79% | -493.58% | 9th bottom |
| Texas Ratio | 23.28% | 7.38% | +15.90% | 5th bottom |
| Provision / NCO | 710.00% | 618.51% | +91.49% | 82nd top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 9.93% | 17.34% | -7.41% | 1st bottom |
| Tier 1 Ratio | 9.93% | 17.38% | -7.45% | 1st bottom |
| Total Capital Ratio | 11.07% | 18.43% | -7.36% | 1st bottom |
| Leverage Ratio | 9.85% | 11.44% | -1.59% | 33rd below |
| Equity / Assets | 9.41% | 11.34% | -1.93% | 30th below |
| TCE / Tangible Assets | 9.24% | 10.50% | -1.26% | 38th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 96.48% | 86.94% | +9.54% | 25th below |
| Core Deposit Ratio | 70.98% | 85.57% | -14.59% | 9th bottom |
| Uninsured Deposit Ratio | 28.55% | 33.13% | -4.58% | 59th above |
| Wholesale Funding Ratio | 3.05% | 5.71% | -2.66% | 56th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 18.21% | 9.67% | +8.54% | 89th top |
| Loan Growth (Y/Y) | 21.91% | 8.04% | +13.87% | 93rd top |
| Deposit Growth (Y/Y) | 18.21% | 7.86% | +10.35% | 89th top |
See Regent Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Regent Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Regent Bank profile, how to read a UBPR, or how this data updates.