Relyance Bank: Deposit Base
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Data as of · Call Report Schedules RC-E and RC-O How we update
On its Q3 2026 filing, Relyance Bank reported 22 of the 23 line items on this page. It did not report foreign office deposits. Total deposits was $1.30B in Q3 2026, up 0.9% from $1.28B in Q3 2025. That is 85.8% of its total assets. Across the 12 quarters shown it ranged from $1.18B (Q1 2024) to $1.33B (Q4 2023).
Loans and leases to core deposits dropped 7.01 percentage points in Q3 2026, from 108.54% to 101.53%. It was the largest change from Q2 2026 among the key lines here. Within Arkansas, Relyance Bank is 17th of 78 on total deposits, $1.30B as of Q3 2026. Relyance Bank reported $1.30B on total deposits for Q3 2026, 23% below the $1.68B median for banks in the $1B-10B asset tier.
Deposit totals
Deposits to total assets moved most in this table, up 0.82 points: 85.01% in Q2 2026, 85.83% in Q3 2026.
| Line item | Q3 2026 |
|---|---|
| Total deposits | $1.30B |
| Domestic office deposits | $1.30B |
| Foreign office deposits | — |
| Deposits to total assets | 85.83% |
| Deposits to total liabilities | 98.40% |
Source: Call Report Schedule RC: Total deposits (item 13.a, RCON2200).
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Deposit composition
Time deposits over $250k changed the most here, up 12.7% to $197.1M in Q3 2026 from $174.9M in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Demand deposits | $299.6M |
| Savings deposits | $67.0M |
| Transaction accounts to domestic deposits | 46.47% |
| Time deposits to total deposits | 33.76% |
| Time deposits under $100k | $93.1M |
| Time deposits $100k to $250k | $147.1M |
| Time deposits over $250k | $197.1M |
| Noninterest-bearing share of deposits | 17.99% |
Stability of funding
Uninsured deposits to total deposits changed the most here, up 3.83 points to 44.90% in Q3 2026 from 41.07% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Core deposits | $1.08B |
| Core deposits to total deposits | 83.24% |
| Insured deposits | $715.7M |
| Uninsured deposits | $581.6M |
| Uninsured deposits to total deposits | 44.90% |
| Brokered deposits | $20.0M |
| Brokered deposits to total deposits | 1.55% |
Cost of deposits
| Line item | Q3 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.69% |
| Interest expense on deposits | $6.9M |
| Loans and leases to core deposits | 101.53% |
Deposit Base trend
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Uninsured deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|---|
| Q4 2023 | $1.33B | 89.08% | 27.51% | 3.76% | 3.11% |
| Q1 2024 | $1.18B | 89.95% | 35.84% | 1.29% | 2.85% |
| Q2 2024 | $1.20B | 87.50% | 34.67% | 3.72% | 3.17% |
| Q3 2024 | $1.22B | 84.76% | 37.92% | 3.30% | 3.40% |
| Q4 2024 | $1.26B | 81.25% | 36.74% | 6.74% | 3.07% |
| Q1 2025 | $1.29B | 84.70% | 40.92% | 3.49% | 2.92% |
| Q2 2025 | $1.32B | 86.51% | 37.62% | 1.81% | 2.88% |
| Q3 2025 | $1.28B | 83.70% | 42.94% | 4.29% | 2.79% |
| Q4 2025 | $1.28B | 85.61% | 43.09% | 1.72% | 2.64% |
| Q1 2026 | $1.27B | 84.88% | 42.70% | 1.58% | 2.44% |
| Q2 2026 | $1.22B | 83.99% | 41.07% | 1.65% | 2.61% |
| Q3 2026 | $1.30B | 83.24% | 44.90% | 1.55% | 2.69% |
Relyance Bank deposit base, quarter by quarter
Deposit Base since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-E and RC-O, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full Relyance Bank profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 19371) · FFIEC NIC profile (RSSD 49241)