The Riddell National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Riddell National Bank of Brazil, IN against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.24% | 1.34% | -0.10% | 48th below |
| ROAE | 16.67% | 13.31% | +3.36% | 74th above |
| Net Interest Margin | 3.91% | 3.93% | -0.02% | 48th below |
| Efficiency Ratio | 61.58% | 61.14% | +0.44% | 49th below |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.60% | 1.68% | -0.08% | 51st above |
| Yield on Earning Assets | 5.86% | 5.67% | +0.19% | 62nd above |
| Cost of Funds | 2.01% | 1.88% | +0.13% | 37th below |
| Net Interest Spread | 3.38% | 3.32% | +0.06% | 53rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.77% | 0.94% | -0.17% | 35th below |
| NPA / Total Assets | 0.72% | 0.70% | +0.02% | 29th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.06% | 0.16% | -0.10% | 25th below |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.21% | 1.28% | -0.07% | 51st above |
| ACL / NPLs (Coverage) | 155.69% | 1539.24% | -1383.55% | 41st below |
| Texas Ratio | 11.18% | 7.33% | +3.85% | 19th bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 177.32% | 1396.18% | -1218.86% | 55th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.00% | 19.51% | -8.51% | 8th bottom |
| Tier 1 Ratio | 11.00% | 19.54% | -8.54% | 8th bottom |
| Total Capital Ratio | 12.22% | 20.63% | -8.41% | 9th bottom |
| Leverage Ratio | 8.49% | 12.14% | -3.65% | 6th bottom |
| Equity / Assets | 7.58% | 11.38% | -3.80% | 9th bottom |
| TCE / Tangible Assets | 7.58% | 11.09% | -3.51% | 11th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 84.70% | 80.64% | +4.06% | 41st below |
| Core Deposit Ratio | 78.58% | 86.86% | -8.28% | 13th bottom |
| Wholesale Funding Ratio | 1.30% | 5.04% | -3.74% | 78th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 9.31% | 6.85% | +2.46% | 80th top |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.37% | 7.90% | -0.53% | 62nd above |
| Deposit Growth (Y/Y) | 10.71% | 6.29% | +4.42% | 85th top |
See The Riddell National Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Riddell National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Riddell National Bank profile, how to read a UBPR, or how this data updates.