The Riddell National Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 23.15 percentage points in Q2 2026, from 132.54% to 155.69%. It was the largest change from Q1 2026 among the key lines here. Within Indiana, The Riddell National Bank is 38th of 87 on return on assets, 1.24% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets; The Riddell National Bank reported 1.24% for Q2 2026, nearly level with it.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 11.00% |
| Tier 1 risk-based capital ratio | 11.00% |
| Total risk-based capital ratio | 12.22% |
| Tier 1 leverage ratio | 8.49% |
| Equity capital to assets | 7.58% |
| Tangible equity to tangible assets | 7.58% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.77% |
| Non-performing assets ratio | 0.72% |
| Net charge-off ratio | 0.06% |
| Texas ratio | 11.18% |
| Allowance for credit losses to loans | 1.21% |
| Reserve coverage of non-performing loans | 155.69% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.24% |
| Return on equity | 16.67% |
| Net interest margin | 3.91% |
| Efficiency ratio | 61.58% |
| Yield on earning assets | 5.86% |
| Cost of funds | 2.01% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 84.70% |
| Core deposits to total deposits | 78.58% |
| Brokered deposits to total deposits | 1.01% |
| Deposits to assets | 90.26% |
| Securities to assets | 15.03% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 11.80% | 11.80% | 12.90% | 8.90% | 0.79% |
| Q4 2023 | 11.42% | 11.42% | 12.55% | 8.57% | 0.70% |
| Q1 2024 | 11.01% | 11.01% | 12.23% | 8.37% | 0.32% |
| Q2 2024 | 10.95% | 10.95% | 12.04% | 8.45% | 0.72% |
| Q3 2024 | 11.05% | 11.05% | 12.16% | 8.51% | 0.69% |
| Q4 2024 | 10.68% | 10.68% | 11.82% | 8.16% | 0.67% |
| Q1 2025 | 10.76% | 10.76% | 11.96% | 8.16% | 0.61% |
| Q2 2025 | 11.02% | 11.02% | 12.25% | 8.42% | 1.05% |
| Q3 2025 | 10.91% | 10.91% | 12.11% | 8.48% | 0.92% |
| Q4 2025 | 10.94% | 10.94% | 12.15% | 8.38% | 0.77% |
| Q1 2026 | 10.79% | 10.79% | 12.01% | 8.40% | 0.92% |
| Q2 2026 | 11.00% | 11.00% | 12.22% | 8.49% | 1.24% |
The Riddell National Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Riddell National Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Riddell National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4318) · FFIEC NIC profile (RSSD 319047)