State Bank of India (California): Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Brokered deposits to total deposits dropped 3.18 percentage points in Q2 2026, from 13.38% to 10.20%. It was the largest change from Q1 2026 among the key lines here. Within California, State Bank of India (California) is 24th of 114 on loan-to-deposit ratio, 100.13% as of Q2 2026, above the middle of the field. State Bank of India (California) reported 100.13% on loan-to-deposit ratio for Q2 2026, 11.93 points above the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $64.6M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $186.8M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 100.13% |
| Net loans and leases to deposits | 98.81% |
| Loans and leases to core deposits | 134.96% |
| Core deposits to total deposits | 63.99% |
| Brokered deposits to total deposits | 10.20% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 103.91% | 68.62% | $0 | $44.0M |
| Q4 2023 | 103.66% | 65.91% | $0 | $4.0M |
| Q1 2024 | 103.23% | 64.13% | $0 | $2.0M |
| Q2 2024 | 100.93% | 63.07% | $0 | $0 |
| Q3 2024 | 101.35% | 61.12% | $0 | $0 |
| Q4 2024 | 101.95% | 61.75% | $0 | $0 |
| Q1 2025 | 102.01% | 63.06% | $0 | $0 |
| Q2 2025 | 102.06% | 60.89% | $0 | $0 |
| Q3 2025 | 101.43% | 62.04% | $0 | $0 |
| Q4 2025 | 102.42% | 61.56% | $0 | $4.0M |
| Q1 2026 | 101.49% | 61.49% | $0 | $0 |
| Q2 2026 | 100.13% | 63.99% | $0 | $0 |
State Bank of India (California) liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock State Bank of India (California), freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full State Bank of India (California) profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 23998) · FFIEC NIC profile (RSSD 779968)