Texana Bank, N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Equity capital to total assets rose 0.62 percentage points from Q1 2026 to Q2 2026, ending at 9.03% against 8.41%. It was the largest change among the key lines on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.06% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $29.9M |
| Tier 1 capital | $29.9M |
| Total risk-based capital | — |
| Total equity capital | $29.9M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.03% |
| Tangible equity to tangible assets | 9.03% |
| Equity capital to average assets | 9.03% |
| Internal capital growth rate | 2.66% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $64K |
| Common stock surplus | $14.4M |
| Retained earnings | $15.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$93K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 10.21% | 10.21% | 11.37% | 8.35% | $221.8M |
| Q4 2023 | 10.25% | 10.25% | 11.46% | 8.55% | $224.7M |
| Q1 2024 | 10.35% | 10.35% | 11.60% | 8.51% | $226.3M |
| Q2 2024 | 10.10% | 10.10% | 11.34% | 8.47% | $240.2M |
| Q3 2024 | 10.34% | 10.34% | 11.59% | 8.26% | $243.8M |
| Q4 2024 | 11.13% | 11.13% | 12.38% | 8.79% | $232.3M |
| Q1 2025 | 10.80% | 10.80% | 12.05% | 8.84% | $234.3M |
| Q2 2025 | 11.00% | 11.00% | 12.25% | 8.97% | $238.8M |
| Q3 2025 | 10.56% | 10.56% | 11.81% | 8.97% | $254.9M |
| Q4 2025 | 10.38% | 10.38% | 11.59% | 9.08% | $276.7M |
| Q1 2026 | 10.33% | 10.33% | 11.56% | 9.02% | $287.9M |
| Q2 2026 | — | — | — | 9.06% | — |
Texana Bank, N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Texana Bank, N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Texana Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3302) · FFIEC NIC profile (RSSD 809650)