Texana Bank, N.A.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 17.23 percentage points lower than in Q1 2026, at 142.78%. Among 346 Texas banks, Texana Bank, N.A. sits 8th from the top on loan-to-deposit ratio, 104.36% as of Q2 2026. Texana Bank, N.A. reported 104.36% on loan-to-deposit ratio for Q2 2026, 23.52 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $9.7M |
| Cash and noninterest-bearing balances to assets | 2.33% |
| Cash and securities | $15.7M |
| Fed funds sold and reverse repos | $2.0M |
| Fed funds sold and reverse repos to assets | 0.60% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 104.36% |
| Net loans and leases to deposits | 103.09% |
| Loans and leases to core deposits | 142.78% |
| Core deposits to total deposits | 67.91% |
| Brokered deposits to total deposits | 5.18% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 101.07% | 79.10% | $0 | $15.3M |
| Q4 2023 | 101.76% | 80.51% | $0 | $13.0M |
| Q1 2024 | 107.64% | 79.46% | $0 | $26.3M |
| Q2 2024 | 112.69% | 77.13% | $0 | $38.2M |
| Q3 2024 | 114.32% | 71.63% | $0 | $35.5M |
| Q4 2024 | 105.96% | 69.37% | $0 | $11.2M |
| Q1 2025 | 110.53% | 68.51% | $0 | $20.0M |
| Q2 2025 | 111.59% | 69.32% | $0 | $20.5M |
| Q3 2025 | 109.46% | 74.12% | $0 | $11.5M |
| Q4 2025 | 122.71% | 72.22% | $0 | $44.1M |
| Q1 2026 | 117.03% | 67.75% | $0 | $33.4M |
| Q2 2026 | 104.36% | 67.91% | $0 | $0 |
Texana Bank, N.A. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Texana Bank, N.A., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Texana Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3302) · FFIEC NIC profile (RSSD 809650)