The Pittsfield Co-operative Bank: Deposit Base
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Data as of · Call Report Schedules RC-E and RC-O How we update
On its Q3 2026 filing, The Pittsfield Co-operative Bank reported 20 of the 23 line items on this page. It did not report foreign office deposits, uninsured deposits and uninsured deposits to total deposits. Total deposits was $342.8M in Q3 2026, up 11.0% from $308.7M in Q3 2025. That is 74.5% of its total assets. Across the 12 quarters shown it ranged from $286.7M (Q2 2024) to $342.8M (Q3 2026).
Brokered deposits climbed 66.7% in Q3 2026, from $15.0M to $25.0M. It was the largest change from Q2 2026 among the key lines here. The Pittsfield Co-operative Bank ranks 73rd of 89 Massachusetts banks on total deposits, in the lower half at $342.8M (Q3 2026). The Pittsfield Co-operative Bank reported $342.8M on total deposits for Q3 2026, 24% above the $275.6M median for banks in the $100M-1B asset tier.
Deposit totals
Largest change in this table: deposits to total assets, up 1.94 points to 74.53% in Q3 2026 after 72.59% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Total deposits | $342.8M |
| Domestic office deposits | $342.8M |
| Foreign office deposits | — |
| Deposits to total assets | 74.53% |
| Deposits to total liabilities | 84.22% |
Source: Call Report Schedule RC: Total deposits (item 13.a, RCON2200).
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Deposit composition
Largest change in this table: time deposits under $100k, up 22.6% to $48.4M in Q3 2026 after $39.5M in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Demand deposits | $78.7M |
| Savings deposits | $47.4M |
| Transaction accounts to domestic deposits | 23.98% |
| Time deposits to total deposits | 31.69% |
| Time deposits under $100k | $48.4M |
| Time deposits $100k to $250k | $21.5M |
| Time deposits over $250k | $38.7M |
| Noninterest-bearing share of deposits | 21.99% |
Stability of funding
| Line item | Q3 2026 |
|---|---|
| Core deposits | $279.0M |
| Core deposits to total deposits | 81.41% |
| Insured deposits | $265.7M |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $25.0M |
| Brokered deposits to total deposits | 7.29% |
Cost of deposits
Largest change in this table: loans and leases to core deposits, down 2.39 points to 117.71% in Q3 2026 after 120.10% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.54% |
| Interest expense on deposits | $1.7M |
| Loans and leases to core deposits | 117.71% |
Deposit Base trend
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q4 2023 | $293.0M | 85.31% | 0.00% | 1.45% |
| Q1 2024 | $299.6M | 84.94% | 0.00% | 1.58% |
| Q2 2024 | $286.7M | 84.14% | 0.00% | 1.80% |
| Q3 2024 | $297.3M | 79.20% | 0.00% | 2.14% |
| Q4 2024 | $300.5M | 80.61% | 0.00% | 2.28% |
| Q1 2025 | $299.4M | 80.35% | 0.00% | 2.12% |
| Q2 2025 | $314.0M | 78.79% | 3.45% | 2.05% |
| Q3 2025 | $308.7M | 80.60% | 3.51% | 2.20% |
| Q4 2025 | $314.2M | 82.84% | 3.45% | 2.31% |
| Q1 2026 | $323.2M | 82.47% | 4.90% | 2.27% |
| Q2 2026 | $327.7M | 83.40% | 4.58% | 2.40% |
| Q3 2026 | $342.8M | 81.41% | 7.29% | 2.54% |
The Pittsfield Co-operative Bank deposit base, quarter by quarter
Deposit Base since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-E and RC-O, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full The Pittsfield Co-operative Bank profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 26393) · FFIEC NIC profile (RSSD 1000276)