The Pittsfield Co-operative Bank: Loan Modifications and Restructuring
BankRegReports is independent of The Pittsfield Co-operative Bank and never asks for online banking logins or passwords.
Data as of · Call Report Schedules RC-C Memoranda and RC-N How we update
The Pittsfield Co-operative Bank reported all 8 line items on this page on its Q3 2026 filing. Modified loans and leases was $0 in Q3 2026, against $0 in Q3 2025. That is 0.0% of its total assets. Across the 12 quarters shown it ranged from $0 (Q3 2026) to $2.0M (Q1 2024).
The largest change between Q2 2026 and Q3 2026 was in Nonperforming loans to total loans, which fell 0.24 percentage points to 0.12%.
Modified loans
Nonperforming assets excluding restructured loans, to assets changed the most here, down 0.19 points to 0.09% in Q3 2026 from 0.28% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Modified loans and leases | $0 |
| Modified loans to total loans | 0.00% |
| Nonperforming assets excluding restructured loans, to assets | 0.09% |
Get an email when The Pittsfield Co-operative Bank files its next quarter, and see its loan modifications and restructuring against peers in the terminal. Free account, no card.
Read against the nonperforming book
| Line item | Q3 2026 |
|---|---|
| Nonperforming loans to total loans | 0.12% |
| Nonaccrual loans to loans | 0.12% |
| Loans 90+ days past due to loans | 0.00% |
| Net charge-off ratio | 0.05% |
| Allowance for credit losses to loans | 0.67% |
Shown side by side so the modified share can be compared with recognized nonperforming loans and with what has already been charged off.
Loan Modifications and Restructuring trend
A modified share rising while the nonperforming share stays flat is the pattern worth investigating.
Loan Modifications and Restructuring by quarter
| Quarter | Modified loans | Nonperforming loans | Net charge-offs |
|---|---|---|---|
| Q4 2023 | 0.36% | 0.45% | 0.01% |
| Q1 2024 | 0.75% | 0.36% | 0.02% |
| Q2 2024 | 0.01% | 0.55% | 0.01% |
| Q3 2024 | 0.00% | 0.58% | 0.02% |
| Q4 2024 | 0.00% | 0.56% | -0.09% |
| Q1 2025 | 0.00% | 0.42% | 0.06% |
| Q2 2025 | 0.00% | 0.48% | -0.05% |
| Q3 2025 | 0.00% | 0.49% | 0.02% |
| Q4 2025 | 0.00% | 0.35% | 0.02% |
| Q1 2026 | 0.00% | 0.34% | 0.01% |
| Q2 2026 | 0.00% | 0.36% | 0.01% |
| Q3 2026 | 0.00% | 0.12% | 0.05% |
The Pittsfield Co-operative Bank loan modifications and restructuring, quarter by quarter
Loan Modifications and Restructuring since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-C Memoranda and RC-N, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full The Pittsfield Co-operative Bank profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 26393) · FFIEC NIC profile (RSSD 1000276)