Branch Network
United Community Bank Locations & Branches Chatham, Illinois
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United Community Bank operates 46 branches from its headquarters in Chatham, IL, .
United Community Bank branch network
Its 46 branches span 3 states and 33 cities. The most are in ILLINOIS (44), FLORIDA (1) and MISSOURI (1). ILLINOIS holds 96.7% of its branch deposits. Springfield, IL has the most of its branches, 6. Its largest office by deposits is its main office in Chatham, IL, with $551.1M (15.4% of its branch deposits). It had the same number of branches on June 30, 2025.
United Community Bank at a glance
Its CET1 capital ratio was 13.70% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $4.13B
- CET1 ratio, Q2 2026
- 13.70%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1965
Full financial profile · Is United Community Bank safe? · United Community Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Chatham, IL (1 branch) | 1 of 5 | 74.5% | $551.1M |
| State: IL (44 branches) | 28 of 379 | 0.5% | $3.47B |
Ranked by total assets among banks headquartered in the state: Largest banks in Illinois.
Share by county and metro area
United Community Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Sangamon, IL (15 branches) | 2 of 24 | 17.0% | $1.60B | $9.40B |
| Adams, IL (6 branches) | 2 of 13 | 20.9% | $476.1M | $2.28B |
| Madison, IL (4 branches) | 7 of 23 | 5.4% | $360.5M | $6.71B |
| Hancock, IL (3 branches) | 1 of 7 | 38.7% | $294.1M | $760.1M |
| Macoupin, IL (4 branches) | 2 of 13 | 19.5% | $240.8M | $1.24B |
| Mcdonough, IL (4 branches) | 3 of 9 | 14.9% | $133.0M | $894.9M |
| Collier, FL (1 branch) | 27 of 37 | 0.5% | $86.7M | $19.16B |
| Greene, IL (2 branches) | 2 of 5 | 20.2% | $86.6M | $428.7M |
| Logan, IL (2 branches) | 3 of 9 | 11.9% | $77.5M | $648.8M |
| Pike, IL (1 branch) | 5 of 8 | 10.6% | $70.1M | $661.6M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Springfield, IL (15 branches) | 2 of 26 | 16.4% | $1.60B | $9.76B |
| St. Louis, MO-IL (8 branches) | 39 of 111 | 0.4% | $601.2M | $141.72B |
| Quincy, IL-MO (6 branches) | 2 of 16 | 18.0% | $476.1M | $2.64B |
| Fort Madison-Keokuk, IA-IL-MO (3 branches) | 3 of 16 | 12.3% | $294.1M | $2.39B |
| Macomb, IL (4 branches) | 3 of 9 | 14.9% | $133.0M | $894.9M |
| Naples-Marco Island, FL (1 branch) | 27 of 37 | 0.5% | $86.7M | $19.16B |
| Lincoln, IL (2 branches) | 3 of 9 | 11.9% | $77.5M | $648.8M |
| Bloomington, IL (1 branch) | 19 of 26 | 0.8% | $35.9M | $4.56B |
| Hannibal, MO (1 branch) | 7 of 10 | 2.9% | $32.6M | $1.13B |
| Jacksonville, IL (1 branch) | 12 of 13 | 2.6% | $30.6M | $1.18B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| United Community Bank (main office) | Chatham, IL | 62629 | $551.1M |
| Springfield Montvale Plaza Branch | Springfield, IL | 62704 | $417.3M |
| Quincy (33rd Street) Branch | Quincy, IL | 62301 | $347.8M |
| Carthage Br | Carthage, IL | 62321 | $200.5M |
| Liberty Bank Branch | Alton, IL | 62002 | $159.8M |
| Gillespie Main Branch | Gillespie, IL | 62033 | $114.5M |
| Pawnee Main Branch | Pawnee, IL | 62558 | $103.0M |
| Auburn Plaza | Auburn, IL | 62615 | $96.9M |
| Stevenson Drive Branch | Springfield, IL | 62703 | $91.4M |
| Godfrey Branch | Godfrey, IL | 62035 | $87.0M |
| United Commonwealth Bank Branch | Naples, FL | 34103 | $86.7M |
| Bunker Hill Main Branch | Bunker Hill, IL | 62014 | $75.7M |
| Pittsfield Branch | Pittsfield, IL | 62363 | $70.1M |
| Sherman Village Center | Sherman, IL | 62684 | $69.9M |
| Lincoln Branch | Lincoln, IL | 62656 | $68.4M |
| 430 W Jackson St Branch | Macomb, IL | 61455 | $65.8M |
| Godfrey Rt 67 Branch | Godfrey, IL | 62035 | $65.3M |
| Farmers State Bank of Camp Point Branch | Camp Point, IL | 62320 | $64.1M |
| Mount Sterling Br | Mount Sterling, IL | 62353 | $62.8M |
| Springfield Br | Springfield, IL | 62711 | $61.3M |
| Greenfield Branch | Greenfield, IL | 62044 | $54.2M |
| Marine Bank & Trust Branch | Hamilton, IL | 62341 | $52.6M |
| Carlinville Branch | Carlinville, IL | 62626 | $50.6M |
| Chatham Road Facility | Springfield, IL | 62704 | $48.4M |
| Bethalto Branch | Bethalto, IL | 62010 | $48.3M |
| Divernon Branch | Divernon, IL | 62530 | $44.1M |
| Marine Bank & Trust Branch | Augusta, IL | 62311 | $41.0M |
| Bruns Lane Branch | Springfield, IL | 62702 | $36.3M |
| Hudson Branch | Hudson, IL | 61748 | $35.9M |
| Palmyra Savings Branch | Palmyra, MO | 63461 | $32.6M |
| Roodhouse Facility | Roodhouse, IL | 62082 | $32.4M |
| Winchester Branch | Winchester, IL | 62694 | $30.6M |
| Auburn Facility Branch | Auburn, IL | 62615 | $30.2M |
| Northender Money Center Facility | Springfield, IL | 62702 | $26.6M |
| 190 E Hurst Branch | Bushnell, IL | 61422 | $26.2M |
| Maine Street Branch | Quincy, IL | 62301 | $25.1M |
| Mechanicsburg Facility | Mechanicsburg, IL | 62545 | $24.6M |
| 109 East Depot Street Colchester Branch | Colchester, IL | 62326 | $24.0M |
| Golden State Bank - Branch | Golden, IL | 62339 | $21.6M |
| Broadway Street Wal-Mart Branch | Quincy, IL | 62305 | $17.5M |
| Macomb East Branch | Macomb, IL | 61455 | $17.1M |
| Elkhart Branch | Elkhart, IL | 62634 | $9.0M |
| Motor Facility Branch | Quincy, IL | 62301 | $16K |
| Operations Center | Auburn, IL | 62615 | $0 |
| Loami Facility | Loami, IL | 62661 | $0 |
| Bunker Hill Plaza Bank Facility Branch | Bunker Hill, IL | 62014 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 19459) · FFIEC NIC profile (RSSD 439338)