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The Waggoner National Bank of Vernon Locations & Branches Vernon, Texas
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The Waggoner National Bank of Vernon operates 2 branches from its headquarters in Vernon, TX, . Its main office is at 1818 Texas St, Vernon, TX 76384.
The Waggoner National Bank of Vernon branch network
Both branches are in TEXAS, across 2 cities. Its largest office by deposits is the The Waggoner National Bank of Vernon office in Vernon, TX, with $272.0M (89.2% of its branch deposits). It had the same number of branches on June 30, 2025.
The Waggoner National Bank of Vernon at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 15.18% at Q3 2026, above the 8% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q3 2026
- $342.3M
- Tier 1 leverage ratio, Q3 2026
- 15.18%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q3 2026, FFIEC 051
- Established
- 1899
Full financial profile · Is The Waggoner National Bank of Vernon safe? · The Waggoner National Bank of Vernon call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Vernon, TX (1 branch) | 1 of 4 | 65.2% | $272.0M |
| State: TX (2 branches) | 239 of 441 | <0.1% | $304.8M |
Ranked by total assets among banks headquartered in the state: Largest banks in Texas.
Share by county and metro area
The Waggoner National Bank of Vernon's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Wilbarger, TX (1 branch) | 1 of 4 | 65.2% | $272.0M | $416.8M |
| Wichita, TX (1 branch) | 11 of 13 | 0.8% | $32.9M | $4.06B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Vernon, TX (1 branch) | 1 of 4 | 65.2% | $272.0M | $416.8M |
| Wichita Falls, TX (1 branch) | 12 of 14 | 0.8% | $32.9M | $4.27B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Waggoner National Bank of Vernon | Vernon, TX | 76384 | $272.0M |
| Electra Branch | Electra, TX | 76360 | $32.9M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 5569) · FFIEC NIC profile (RSSD 548267)