Branch Network
Western State Bank Locations & Branches Devils Lake, North Dakota
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Western State Bank operates 10 branches from its headquarters in Devils Lake, ND, . Its main office is at 110 4th St Se, Devils Lake, ND 58301.
Western State Bank branch network
Its 10 branches span 2 states and 10 cities. The most are in ARIZONA (7) and NORTH DAKOTA (3). ARIZONA holds 52.7% of its branch deposits. Its largest office by deposits is its main office in Devils Lake, ND, with $542.5M (25.7% of its branch deposits). It had the same number of branches on June 30, 2025.
Western State Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 13.97% at Q3 2026, above the 8% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q3 2026
- $2.51B
- Tier 1 leverage ratio, Q3 2026
- 13.97%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q3 2026, FFIEC 051
- Established
- 1902
Full financial profile · Is Western State Bank safe? · Western State Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Devils Lake, ND (1 branch) | 1 of 6 | 56.6% | $542.5M |
| State: ND (3 branches) | 14 of 70 | 2.3% | $997.5M |
| Largest deposit state: AZ (7 branches) | 17 of 57 | 0.5% | $1.11B |
Ranked by total assets among banks headquartered in the state: Largest banks in North Dakota.
Share by county and metro area
Western State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Maricopa, AZ (6 branches) | 15 of 55 | 0.5% | $998.3M | $186.18B |
| Ramsey, ND (1 branch) | 1 of 7 | 55.5% | $542.5M | $977.3M |
| Cass, ND (2 branches) | 8 of 28 | 4.0% | $455.0M | $11.27B |
| Pinal, AZ (1 branch) | 7 of 12 | 3.4% | $114.0M | $3.36B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Phoenix-Mesa-Chandler, AZ (7 branches) | 14 of 55 | 0.6% | $1.11B | $189.54B |
| Fargo, ND-MN (2 branches) | 8 of 32 | 3.5% | $455.0M | $12.93B |
Deposits by county
Every county where Western State Bank has branches (4 in all), from the June 30, 2026 Summary of Deposits: the bank's deposits, its share of all FDIC-insured deposits in the county, its rank and its branch count there. Largest deposits first.
Show all 4 counties
| County | Branches | Deposits | Share | Rank |
|---|---|---|---|---|
| Maricopa, AZ | 6 | $998.3M | 0.5% | 15 of 55 |
| Ramsey, ND | 1 | $542.5M | 55.5% | 1 of 7 |
| Cass, ND | 2 | $455.0M | 4.0% | 8 of 28 |
| Pinal, AZ | 1 | $114.0M | 3.4% | 7 of 12 |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Western State Bank (main office) | Devils Lake, ND | 58301 | $542.5M |
| Chandler, Az Branch | Chandler, AZ | 85225 | $444.9M |
| West Fargo Branch | West Fargo, ND | 58078 | $385.6M |
| Scottsdale, Az Branch | Scottsdale, AZ | 85254 | $166.7M |
| Sun City West Branch | Sun City West, AZ | 85375 | $158.2M |
| Sun City Branch | Sun City, AZ | 85351 | $128.4M |
| Casa Grande Branch | Casa Grande, AZ | 85122 | $114.0M |
| Fargo Branch | Fargo, ND | 58104 | $69.4M |
| Mesa, Az Branch | Mesa, AZ | 85215 | $57.6M |
| Phoenix, Az Branch | Phoenix, AZ | 85027 | $42.5M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 9123) · FFIEC NIC profile (RSSD 233554)