Tag
#funding risk
Articles tagged with "funding risk"
Liquidity & Funding
Proxying the 30-Day Liquidity Test at a Community Bank
Silicon Valley Bank entered 2023 with roughly $91 billion in held-to-maturity securities carrying about $15 billion of unrealized losses, making the buffer functionally illiquid …
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Liquidity & Funding
Net Non-Core Funding Dependence: What It Measures
The funding-mix measures that flag a bank's reliance on non-core money are computed every quarter and published in its UBPR. In the failures of …
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Liquidity & Funding
When a Normal LDR Hides Bank Funding Risk
Three large banks failed in 2023 with loan-to-deposit ratios that looked fine on the surface. The ratio was not their problem: their deposit composition …
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Educational
Brokered & Uninsured Deposits: A Bank Risk Guide
Not all deposits are equally reliable. Brokered and uninsured deposits can flee a bank in days, as 2023 made painfully clear. Learn what these …
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