#liquidity
Articles tagged with "liquidity"
Wholesale Funding and Community Bank Liquidity Risk
When brokered CDs start repricing faster than your loan book earns through, the ALCO room gets quiet in a specific way. Every treasurer at …
Bank Liquidity Risk: Key Metrics and How to Monitor Them
Silicon Valley Bank's collapse unfolded in 48 hours. The balance sheet had looked reasonable on paper for quarters. The failure was not a credit …
Proxying the 30-Day Liquidity Test at a Community Bank
Silicon Valley Bank entered 2023 with roughly $91 billion in held-to-maturity securities carrying about $15 billion of unrealized losses, making the buffer functionally illiquid …
Net Non-Core Funding Dependence: What It Measures
The funding-mix measures that flag a bank's reliance on non-core money are computed every quarter and published in its UBPR. In the failures of …
Unrealized Losses on Bank Securities (AFS & HTM)
At year-end 2025, U.S. banks were still carrying about $306 billion of unrealized losses on investment securities ($99 billion available-for-sale, $207 billion held-to-maturity), well …
Brokered & Uninsured Deposits: A Bank Risk Guide
Not all deposits are equally reliable. Brokered and uninsured deposits can flee a bank in days, as 2023 made painfully clear. Learn what these …