RIADC058: Less: Expenses
RIADC058 is the call report code for less: expenses, reported on Schedule RC-T, Fiduciary and Related Services. For Q2 2026 (year to date), 12 banks reported it, totaling $560.4M; the median among the 11 with a nonzero amount was $9.6M. The largest value reported for Q2 2026 (year to date) was $305.3M, by The Depository Trust Company.
Definition
Report total direct and indirect expenses attributable to the fiduciary and related services reported in this schedule. Include salaries, wages, bonuses, incentive pay, and employee benefits for employees assigned to reportable activities. If only a portion of their time is allocated to reportable activities, report that proportional share of their salaries and employee benefits. Include direct expenses related to the use of premises, furniture, fixtures and equipment, as well as depreciation/amortization, ordinary repairs and maintenance, service or maintenance contracts, utilities, lease or rental payments, insurance coverage, and real estate and other property taxes if they are directly chargeable to the reportable activities. Income taxes attributable to reportable activity earnings should not be included. Also exclude settlements, surcharges, and other losses, which are to be reported in Schedule RC-T, item 21.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RIADC058 sits on the call report
| Code | RIADC058 (prefix RIAD, item C058) |
|---|---|
| Prefix RIAD | Income statement items (Schedule RI and its supporting schedules). |
| Schedule | RC-T, Fiduciary and Related Services |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, year to date |
| In the MDRM since | 2001 |
Largest reported values, Q2 2026
| Bank | Headquarters | RIADC058 |
|---|---|---|
| The Depository Trust Company | Brooklyn, NY | $305.3M |
| Vanguard National Trust Company, N.A. | Malvern, PA | $144.7M |
| Principal Bank | Des Moines, IA | $45.3M |
| Greenleaf Trust N.A. | Kalamazoo, MI | $28.0M |
| Columbia Bank | Lake Oswego, OR | $17.0M |
| Stifel Trust Company N.A. | Saint Louis, MO | $9.6M |
| TrustCo Bank | Glenville, NY | $2.3M |
| Stifel Trust Company Delaware, N.A. | Greenville, DE | $2.3M |
| City National Bank of West Virginia | Charleston, WV | $2.1M |
| First Financial Bank, N.A. | Terre Haute, IN | $2.0M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 12 | $560.4M |
| March 31, 2026 | 11 | $200.8M |
| December 31, 2025 | 481 | $45.44B |
| September 30, 2025 | 11 | $750.8M |
| June 30, 2025 | 9 | $733.4M |
| March 31, 2025 | 12 | $250.2M |
| December 31, 2024 | 477 | $46.46B |
| September 30, 2024 | 7 | $638.0M |
Related
All codes on Schedule RC-T · All call report schedules · Find the code for a loan type · What a call report is