Mergers by Year

Bank Mergers in 1981

The Federal Reserve's National Information Center (NIC) recorded 703 merger records involving a bank, credit union or bank holding company in 1981. 462 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 353 in 1980.

462

Banks acquired

NIC, banks as the acquired side

Credit unions merged

NIC, credit unions as the acquired side

Holding companies

Bank holding companies merged

703

All merger records

1981 in US banking ›

Largest bank mergers of 1981

Ranked by the acquired bank's total assets at its last call report before the effective date.

Effective	Acquired bank	State	Assets	Acquirer
Dec 31, 1981	Southeast Bank of Tampa	FL	—	Southeast Bank, N.A.
Dec 31, 1981	Southeast Bank of Winter Haven	FL	—	Southeast Bank, N.A.
Dec 31, 1981	The Citizens and Southern Bank of Cobb County	GA	—	NationsBank, National Association (South)
Dec 31, 1981	Central Bank of Tuscaloosa, National Association	AL	—	BBVA USA
Dec 31, 1981	First FS&LA of Pickens Cou	AL	—	Phenix FS&LA F.A.
Dec 31, 1981	Southeast Bank of Jacksonville	FL	—	Southeast Bank, N.A.
Dec 31, 1981	The Morrisville Bank	PA	—	Bucks County Bank and Trust Company
Dec 31, 1981	Central Bank of St. Clair County	AL	—	BBVA USA
Dec 31, 1981	Liberty National Bank	NJ	—	Valley National Bank
Dec 31, 1981	Central Bank of Walker County	AL	—	BBVA USA
Dec 31, 1981	Southeast First National Bank of Fort Pierce	FL	—	Southeast Bank, N.A.
Dec 31, 1981	The Citizens and Southern Bank of Clayton County	GA	—	NationsBank, National Association (South)
Dec 31, 1981	Southeast National Bank of Naples	FL	—	Southeast Bank, N.A.
Dec 31, 1981	Central Bank of Alabama, National Association	AL	—	BBVA USA
Dec 31, 1981	Southeast National Bank of Bradenton	FL	—	Southeast Bank, N.A.

Biggest bank failures by assets ›

Every merger recorded in 1981

703 NIC merger records in 1981 involve a bank, credit union or bank holding company on at least one side, newest first.

Date	Acquired institution	State	Acquirer
Dec 31, 1981	Carolina First National Bank	NC	Bank of America, N.A.
Dec 31, 1981	Central Realty of Owensboro, Inc.	KY	Central Bank & Trust Company, Owensboro, Kentucky
Dec 31, 1981	Griffin Computer Services, Inc.	NY	Security New York State Corporation
Dec 31, 1981	Uniserv Northeast Federal Credit Union	IN	Profed Federal Credit Union
Dec 31, 1981	The First State Bank of Miami	FL	Barnett Bank of South Florida, National Association
Dec 31, 1981	Southeast Bank	FL	Southeast Bank, N.A.
Dec 31, 1981	Canyon Savings and Loan Association	AZ	Southwest Savings and Loan Association, Federal Association
Dec 31, 1981	The Citizens and Southern Bank of Gwinnett	GA	NationsBank, National Association (South)
Dec 31, 1981	Bellevue Commercial & Savings Bank	KY	The Fifth Third Bank of Campbell County, National Association
Dec 31, 1981	Southeast Banks Trust Company, N.A.	FL	Southeast Bank, N.A.
Dec 31, 1981	Southeast Bank of Fort Myers, National Association	FL	Southeast Bank, N.A.
Dec 31, 1981	(unnamed)	—	BBVA USA
Dec 31, 1981	Southeast Bank of Indian River	FL	Southeast Bank, N.A.
Dec 31, 1981	First Federal Savings and Loan Association	CA	California Federal Bank, a Federal Savings Bank
Dec 31, 1981	Southeast First National Bank of Sarasota	FL	Southeast Bank, N.A.
Dec 31, 1981	Southeast Bank of Pinellas	FL	Southeast Bank, N.A.
Dec 31, 1981	Mount Vernon Savings and Loan Association	IL	American Savings Bank
Dec 31, 1981	(unnamed)	—	BBVA USA
Dec 31, 1981	The First National Bank of Albemarle	NC	Wachovia Bank, N.A.
Dec 31, 1981	Southeast Bank of Pasco	FL	Southeast Bank, N.A.
Dec 31, 1981	Southeast National Bank of Orlando	FL	Southeast Bank, N.A.
Dec 31, 1981	Southeast Bank of Wildwood	FL	Southeast Bank, N.A.
Dec 31, 1981	Southeast Bank of Brevard	FL	Southeast Bank, N.A.
Dec 31, 1981	Central Bank of Uniontown	AL	BBVA USA
Dec 31, 1981	Southeast Bank of Volusia	FL	Southeast Bank, N.A.
Dec 31, 1981	Mohave Savings and Loan Association	AZ	Merabank Federal Savings Bank
Dec 31, 1981	Southeast Bank of Orange Park	FL	Southeast Bank, N.A.
Dec 31, 1981	Southeast National Bank of Bradenton	FL	Southeast Bank, N.A.
Dec 31, 1981	Southeast Bank of Tampa	FL	Southeast Bank, N.A.
Dec 31, 1981	Central Bank of Tuscaloosa, National Association	AL	BBVA USA
Dec 31, 1981	Central Bank of Walker County	AL	BBVA USA
Dec 31, 1981	The Citizens and Southern Bank of Cobb County	GA	NationsBank, National Association (South)
Dec 31, 1981	Central Bank of St. Clair County	AL	BBVA USA
Dec 31, 1981	Southeast Bank of Winter Haven	FL	Southeast Bank, N.A.
Dec 31, 1981	First FS&LA of Pickens Cou	AL	Phenix FS&LA F.A.
Dec 31, 1981	Southeast Bank of Jacksonville	FL	Southeast Bank, N.A.
Dec 31, 1981	Central Bank of Alabama, National Association	AL	BBVA USA
Dec 31, 1981	Southeast National Bank of Naples	FL	Southeast Bank, N.A.
Dec 31, 1981	Macungie Building & Loan Association	PA	Bally Savings Bank
Dec 31, 1981	The Citizens and Southern Bank of Clayton County	GA	NationsBank, National Association (South)
Dec 31, 1981	Southeast First National Bank of Fort Pierce	FL	Southeast Bank, N.A.
Dec 31, 1981	The Morrisville Bank	PA	Bucks County Bank and Trust Company
Dec 31, 1981	Liberty National Bank	NJ	Valley National Bank
Dec 31, 1981	The Citizens and Southern Bank of Henry County	GA	NationsBank, National Association (South)
Dec 31, 1981	Central Bank of Montgomery	AL	BBVA USA
Dec 31, 1981	Southeast Bank of Panama City	FL	Southeast Bank, N.A.
Dec 31, 1981	Alaska Coast Guard Federal Credit Union	AK	Global Federal Credit Union
Dec 31, 1981	Central Bank of Dothan, National Association	AL	BBVA USA
Dec 30, 1981	Northwest Savings and Loan Association	OR	Western Heritage Federal Savings and Loan Association
Dec 23, 1981	Family Savings and Loan Company	NC	Southeastern Federal Savings Bank

Bank mergers by year

← 1980 · 1982 →

Year	Merger records
2026	360
2025	433
2024	314
2023	363
2022	432
2021	437
2020	437
2019	547
2018	643
2017	608
2016	655
2015	766

Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.

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