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Mergers by Year

Bank Mergers in 1985

The Federal Reserve's National Information Center (NIC) recorded 1,032 merger records involving a bank, credit union or bank holding company in 1985. 401 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 953 in 1984.

401
Banks acquired
NIC, banks as the acquired side
0
Credit unions merged
NIC, credit unions as the acquired side
104
Holding companies
Bank holding companies merged
1,032
All merger records
1985 in US banking ›

Largest bank mergers of 1985

Ranked by the acquired bank's total assets at its last call report before the effective date.

Effective Acquired bank State Assets Acquirer
Dec 31, 1985 The Citizens and Southern Bank of West Georgia GA — NationsBank, National Association (South)
Dec 31, 1985 The Citizens and Southern Newnan Bank GA — NationsBank, National Association (South)
Dec 31, 1985 Gwinnett Bank & Trust Company GA — First Georgia Bank
Dec 31, 1985 City Bank & Trust Company of Lincoln NE — Havelock Bank
Dec 31, 1985 Bank of Boston Trust Company of Arizona AZ — Chase Trust Company of Arizona
Dec 31, 1985 Manufacturers Hanover, National Association NY — Manufacturers Hanover Trust Company
Dec 31, 1985 The Citizens and Southern Bank of Dublin GA — NationsBank, National Association (South)
Dec 31, 1985 Northern Michigan Bank of Marquette MI — Northern Michigan Bank & Trust
Dec 31, 1985 Western Community Bank, National Association WA — Western Community Bank
Dec 31, 1985 Home Federal Savings and Loan Association of Sioux City IA — Vantus Bank
Dec 31, 1985 Northern Michigan Bank of Kingsford MI — Northern Michigan Bank & Trust
Dec 31, 1985 The Citizens and Southern Bank of Thomaston GA — NationsBank, National Association (South)
Dec 31, 1985 Wellington Colorado Industrial Bank CO — Fort Collins Colorado Industrial Bank
Dec 31, 1985 Georgia State Bank GA — First Union Bank of Augusta
Dec 31, 1985 Western Ohio National Bank & Trust Company OH — Heritage National Bank and Trust Company

Biggest bank failures by assets ›

Every merger recorded in 1985

1,032 NIC merger records in 1985 involve a bank, credit union or bank holding company on at least one side, newest first.

Date Acquired institution State Acquirer
Dec 31, 1985 Bank of Mount Hope WV Bank of Mount Hope, Inc.
Dec 31, 1985 Lancaster Bancshares, Inc. WI M&I Interim Corporation
Dec 31, 1985 Shelby Bancshares, Inc. AL Regions Financial Corporation
Dec 31, 1985 Metter Financial Services, Inc. GA First Banking Company of Southeast Georgia
Dec 31, 1985 Central Florida Bank Corporation FL First Union Corporation of Florida
Dec 31, 1985 American Bancorp, Inc. KY Fifth Third Bancorp
Dec 31, 1985 GNB Corporation PA Pennbancorp
Dec 31, 1985 Crown Bancshares, Inc. MO Midamerican Corporation
Dec 31, 1985 Frankfort Bancorporation, Inc. IL Banterra Corp
Dec 31, 1985 The Citizens and Southern Bank of Albany GA NationsBank, National Association (South)
Dec 31, 1985 Gateway Knox Federal Credit Union PA Top Tier Federal Credit Union
Dec 31, 1985 NFP Martinsburg Federal Credit Union WV 167th TFR Federal Credit Union
Dec 31, 1985 Western Community Bank, National Association WA Western Community Bank
Dec 31, 1985 Bagdad Copper Credit Union AZ Oneaz Credit Union
Dec 31, 1985 Georgia State Bank GA First Union Bank of Augusta
Dec 31, 1985 B. H. V. Federal Credit Union NY Reliant Community Federal Credit Union
Dec 31, 1985 Bank of Boston Trust Company of Arizona AZ Chase Trust Company of Arizona
Dec 31, 1985 Burton Auto Empl Cu TX Security First Federal Credit Union
Dec 31, 1985 Northern Michigan Bank of Marquette MI Northern Michigan Bank & Trust
Dec 31, 1985 Volco Employees Federal Credit Union NJ Advanced Financial Federal Credit Union
Dec 31, 1985 Home Federal Savings and Loan Association of Sioux City IA Vantus Bank
Dec 31, 1985 The Citizens and Southern Bank of Thomaston GA NationsBank, National Association (South)
Dec 31, 1985 Northern Michigan Bank of Kingsford MI Northern Michigan Bank & Trust
Dec 31, 1985 Wellington Colorado Industrial Bank CO Fort Collins Colorado Industrial Bank
Dec 31, 1985 PGL & Ogl Federal Credit Union CA Allied Trades Credit Union
Dec 31, 1985 Saint Josephs Parkersburg Federal Credit Union WV West Virginia Central Federal Credit Union
Dec 31, 1985 Western Ohio National Bank & Trust Company OH Heritage National Bank and Trust Company
Dec 31, 1985 The Citizens and Southern Newnan Bank GA NationsBank, National Association (South)
Dec 31, 1985 Hancon Federal Credit Union NJ County Excellence Federal Credit Union
Dec 31, 1985 Manufacturers Hanover, National Association NY Manufacturers Hanover Trust Company
Dec 31, 1985 St. Peter's Medical Center Emps Federal Credit Union NJ Members Connect Federal Credit Union
Dec 31, 1985 The Citizens and Southern Bank of West Georgia GA NationsBank, National Association (South)
Dec 31, 1985 C & L Employees Federal Credit Union CA South Western Federal Credit Union
Dec 31, 1985 Gwinnett Bank & Trust Company GA First Georgia Bank
Dec 31, 1985 The Citizens and Southern Bank of Dublin GA NationsBank, National Association (South)
Dec 31, 1985 Hoboken Postal Employees Credit Union NJ Liberty Savings Federal Credit Union
Dec 31, 1985 Scituate Town Employees Federal Credit Union MA Hingham Federal Credit Union
Dec 31, 1985 John Roberts Federal Credit Union ME Ocean Communities Federal Credit Union
Dec 31, 1985 City Bank & Trust Company of Lincoln NE Havelock Bank
Dec 30, 1985 Bayonne Texaco Employees Federal Credit Union NJ Liberty Savings Federal Credit Union
Dec 30, 1985 Financial and Property Management, Inc. KS Fourth Financial Corporation
Dec 30, 1985 Educators Investment Company of Kansas, Inc. KS Fourth Financial Corporation
Dec 30, 1985 Bank of Central Pennsylvania PA Commonwealth Bank
Dec 29, 1985 Nordson Corporation Credit Union OH Community Star Credit Union, Inc.
Dec 28, 1985 Sacramento Valley Bank, National Association CA Sacramento First National Bank
Dec 28, 1985 (unnamed) — First National Bank in Palm Beach
Dec 28, 1985 Family Credit Union ME Infinity Federal Credit Union
Dec 28, 1985 Virginia Southern Bank VA NationsBank, National Association
Dec 27, 1985 C C C 460 Federal Credit Union IN Allegius Federal Credit Union
Dec 27, 1985 Gaylord Investments, Inc. KS Osborne Investments, Inc.

Bank mergers by year

·

Year Merger records
2026 360
2025 433
2024 314
2023 363
2022 432
2021 437
2020 437
2019 547
2018 643
2017 608
2016 655
2015 766

Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.

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