Mergers by Year

Bank Mergers in 1985

The Federal Reserve's National Information Center (NIC) recorded 1,032 merger records involving a bank, credit union or bank holding company in 1985. 401 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 953 in 1984.

401

Banks acquired

NIC, banks as the acquired side

Credit unions merged

NIC, credit unions as the acquired side

104

Holding companies

Bank holding companies merged

1,032

All merger records

1985 in US banking ›

Largest bank mergers of 1985

Ranked by the acquired bank's total assets at its last call report before the effective date.

Effective	Acquired bank	State	Assets	Acquirer
Dec 31, 1985	The Citizens and Southern Bank of West Georgia	GA	—	NationsBank, National Association (South)
Dec 31, 1985	The Citizens and Southern Newnan Bank	GA	—	NationsBank, National Association (South)
Dec 31, 1985	Gwinnett Bank & Trust Company	GA	—	First Georgia Bank
Dec 31, 1985	City Bank & Trust Company of Lincoln	NE	—	Havelock Bank
Dec 31, 1985	Bank of Boston Trust Company of Arizona	AZ	—	Chase Trust Company of Arizona
Dec 31, 1985	Manufacturers Hanover, National Association	NY	—	Manufacturers Hanover Trust Company
Dec 31, 1985	The Citizens and Southern Bank of Dublin	GA	—	NationsBank, National Association (South)
Dec 31, 1985	Northern Michigan Bank of Marquette	MI	—	Northern Michigan Bank & Trust
Dec 31, 1985	Western Community Bank, National Association	WA	—	Western Community Bank
Dec 31, 1985	Home Federal Savings and Loan Association of Sioux City	IA	—	Vantus Bank
Dec 31, 1985	Northern Michigan Bank of Kingsford	MI	—	Northern Michigan Bank & Trust
Dec 31, 1985	The Citizens and Southern Bank of Thomaston	GA	—	NationsBank, National Association (South)
Dec 31, 1985	Wellington Colorado Industrial Bank	CO	—	Fort Collins Colorado Industrial Bank
Dec 31, 1985	Georgia State Bank	GA	—	First Union Bank of Augusta
Dec 31, 1985	Western Ohio National Bank & Trust Company	OH	—	Heritage National Bank and Trust Company

Biggest bank failures by assets ›

Every merger recorded in 1985

1,032 NIC merger records in 1985 involve a bank, credit union or bank holding company on at least one side, newest first.

Date	Acquired institution	State	Acquirer
Dec 24, 1985	Security Financial Services, Inc.	WI	Firstar Corporation of Wisconsin
Dec 23, 1985	HNB Bancorp, Inc.	IL	Boatmen's Bancshares, Inc. of Illinois
Dec 23, 1985	La Porte City State Bank	IA	Peoples Bank and Trust Company
Dec 20, 1985	Perpetual Savings and Loan Association	KS	Railroad Savings Bank, F.S.B.
Dec 20, 1985	Service Employees Credit Union	MI	Zeal Credit Union
Dec 20, 1985	Gee-Tex Cu	TX	Texas Federal Credit Union
Dec 20, 1985	Johnson Products Employees Credit Union	MI	Family Financial Credit Union
Dec 19, 1985	Wilson Postal Credit Union	NC	First Carolina People's Credit Union
Dec 17, 1985	The Central Lake State Bank	MO	The Central Trust Bank
Dec 17, 1985	The Bank of Oxford	AL	The Colonial Bank of East-Central Alabama
Dec 16, 1985	Allied Bank of Dallas	TX	First Interstate Bank of Dallas
Dec 16, 1985	Lear Siegler Sa Cu	TN	Knoxville Tva Employees Credit Union
Dec 16, 1985	Chemical Bank Lake City	MI	Chemical Bank West
Dec 15, 1985	Arizona Realtors Credit Union	AZ	Arizona Central Credit Union
Dec 14, 1985	First Alabama Bank of Athens, N. A.	AL	Regions Bank
Dec 14, 1985	First National Bank of Niceville	FL	Barnett Bank of Northwest Florida
Dec 13, 1985	Bank of Boston - Norfolk	MA	Fleet National Bank
Dec 13, 1985	FSC Credit Union	CA	Ilwu-FSC Federal Credit Union
Dec 9, 1985	The First National Bank of Midland	PA	The Century National Bank and Trust Company
Dec 9, 1985	The National Bank of Beaver County	PA	The Century National Bank and Trust Company
Dec 7, 1985	First Alabama Bank of Lauderdale County	AL	Regions Bank
Dec 7, 1985	AmSouth Bank of Jacksonville	AL	AmSouth Bank
Dec 6, 1985	The Citizens & Merchants Bank	GA	Citizens Bank and Trust of West Georgia
Dec 6, 1985	First Commercial Bank of Fort Myers	FL	Citizens and Southern National Bank of Lee County
Dec 6, 1985	The First National Bank in Fort Myers	FL	Citizens and Southern National Bank of Lee County
Dec 6, 1985	East First National Bank	FL	Citizens and Southern National Bank of Lee County
Dec 6, 1985	North First Bank	FL	Citizens and Southern National Bank of Lee County
Dec 4, 1985	Oakmont Savings and Loan Association	OH	Transohio Federal Savings Bank
Dec 3, 1985	Home Federal Savings and Loan Association	KY	Republic Savings Bank, FSB
Dec 3, 1985	United Bancorporation, Inc.	IL	Midwest Financial Group, Inc.
Dec 3, 1985	Brunswick Credit Union	MI	Newaygo County Service Employees Credit Union
Dec 3, 1985	Security Savings and Loan Association	MD	Sharon Savings Bank Federal Savings Bank
Dec 2, 1985	Sheraden Bank	PA	First Seneca Bank
Dec 2, 1985	Heritage Employees Credit Union	VA	Member One Federal Credit Union
Dec 2, 1985	Commercial National Loan Centers Inc	IL	Midwest Financial Group, Inc.
Dec 2, 1985	Commercial National Management Consulting Company	IL	Midwest Financial Group, Inc.
Dec 2, 1985	Amelia County Federal Credit Union	VA	Virginia Federal Credit Union
Dec 2, 1985	Farmers State Bank, of Kranzburg, S. D.	SD	First Premier Bank
Dec 2, 1985	1st Source Bank of Marshall County	IN	1st Source Bank
Dec 2, 1985	Ceramics Employees Federal Credit Union	NJ	Pinnacle Federal Credit Union
Dec 1, 1985	Heritage Bank	WI	M&I Marshall and Ilsley Bank
Dec 1, 1985	Northwestern Financial Corporation	NC	Wachovia Corporation
Dec 1, 1985	Moraine Mill Employees Federal Credit Union	OH	River Valley Credit Union, Inc.
Dec 1, 1985	Chem Pro Federal Credit Union	IL	Illiana Financial Credit Union
Dec 1, 1985	Peoples Savings and Loan Association of Battle Creek	MI	Independent Bank
Dec 1, 1985	Ez Go Fcu	GA	Richmond Community Federal Credit Union
Dec 1, 1985	Empire State Bank of Layton	UT	Community First Bank
Dec 1, 1985	Sun Bank/Sarasota County, National Association	FL	SunTrust Bank, Gulf Coast
Dec 1, 1985	The Northwestern Bank	NC	Wachovia Bank, N.A.
Dec 1, 1985	First Citizens National Bank	NH	Bankeast

Bank mergers by year

← 1984 · 1986 →

Year	Merger records
2026	360
2025	433
2024	314
2023	363
2022	432
2021	437
2020	437
2019	547
2018	643
2017	608
2016	655
2015	766

Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.

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