Mergers by Year

Bank Mergers in 1985

The Federal Reserve's National Information Center (NIC) recorded 1,032 merger records involving a bank, credit union or bank holding company in 1985. 401 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 953 in 1984.

401

Banks acquired

NIC, banks as the acquired side

Credit unions merged

NIC, credit unions as the acquired side

104

Holding companies

Bank holding companies merged

1,032

All merger records

1985 in US banking ›

Largest bank mergers of 1985

Ranked by the acquired bank's total assets at its last call report before the effective date.

Effective	Acquired bank	State	Assets	Acquirer
Dec 31, 1985	The Citizens and Southern Bank of West Georgia	GA	—	NationsBank, National Association (South)
Dec 31, 1985	The Citizens and Southern Newnan Bank	GA	—	NationsBank, National Association (South)
Dec 31, 1985	Gwinnett Bank & Trust Company	GA	—	First Georgia Bank
Dec 31, 1985	City Bank & Trust Company of Lincoln	NE	—	Havelock Bank
Dec 31, 1985	Bank of Boston Trust Company of Arizona	AZ	—	Chase Trust Company of Arizona
Dec 31, 1985	Manufacturers Hanover, National Association	NY	—	Manufacturers Hanover Trust Company
Dec 31, 1985	The Citizens and Southern Bank of Dublin	GA	—	NationsBank, National Association (South)
Dec 31, 1985	Northern Michigan Bank of Marquette	MI	—	Northern Michigan Bank & Trust
Dec 31, 1985	Western Community Bank, National Association	WA	—	Western Community Bank
Dec 31, 1985	Home Federal Savings and Loan Association of Sioux City	IA	—	Vantus Bank
Dec 31, 1985	Northern Michigan Bank of Kingsford	MI	—	Northern Michigan Bank & Trust
Dec 31, 1985	The Citizens and Southern Bank of Thomaston	GA	—	NationsBank, National Association (South)
Dec 31, 1985	Wellington Colorado Industrial Bank	CO	—	Fort Collins Colorado Industrial Bank
Dec 31, 1985	Georgia State Bank	GA	—	First Union Bank of Augusta
Dec 31, 1985	Western Ohio National Bank & Trust Company	OH	—	Heritage National Bank and Trust Company

Biggest bank failures by assets ›

Every merger recorded in 1985

1,032 NIC merger records in 1985 involve a bank, credit union or bank holding company on at least one side, newest first.

Date	Acquired institution	State	Acquirer
Dec 1, 1985	United Financial Savings Bank Federal Savings Bank	MN	Midwest Savings Association Federal Association
Dec 1, 1985	Community General Hospital Credit Union	IL	Select Employees Credit Union
Dec 1, 1985	Bank of Central Mississippi	MS	The Citizens Bank of Philadelphia
Dec 1, 1985	Our Lady of Perpetual Help Parish Credit Union	MO	Arsenal Credit Union
Nov 30, 1985	The Fayette County Bank	OH	The Fifth Third Bank of Columbus
Nov 30, 1985	Centurion Bancorp, Inc.	WV	Banc One West Virginia Corporation
Nov 30, 1985	Pacific Cascade Credit Union	WA	North Coast Credit Union
Nov 29, 1985	Household Alamosa Industrial Bank	CO	Household Valley Industrial Bank
Nov 29, 1985	Carteret Bank and Trust Company	NJ	Peoples Bank, National Association
Nov 26, 1985	123 University Place Employees Federal Credit Union	PA	Greater Pittsburgh Federal Credit Union
Nov 23, 1985	Lake County Methodist Hospital Employees Federal Credit Union	IN	Tech Credit Union
Nov 23, 1985	First Alabama Bank of Cullman	AL	Regions Bank
Nov 23, 1985	The Beech Creek National Bank	PA	Commonwealth Bank
Nov 23, 1985	Granada Bank	CA	First Security Bank of California, N.A.
Nov 20, 1985	Agents Finance Finance Company Inc	VT	Chittenden Corporation
Nov 20, 1985	Elmira Rediform Federal Credit Union	NY	Finger Lakes Health Care Federal Credit Union
Nov 19, 1985	Standard Furniture Fcu	AL	Mobile Educators Credit Union
Nov 19, 1985	Cobble-Muse Empl Cu	TN	Parkridge Credit Union
Nov 19, 1985	Four Square Fcu	MS	Mutual Savings Credit Union
Nov 19, 1985	American National Bank and Trust Co.	IL	AMCORE Bank, N.A.
Nov 19, 1985	Illinois State Employees Credit Union	IL	Credit Union 1
Nov 18, 1985	Boatmen's Bank of West County	MO	The Boatmen's National Bank of St. Louis
Nov 18, 1985	Rockford Bancorp Inc.	IL	AMCORE Financial, Inc.
Nov 18, 1985	Boatmen's Trust Company	MO	The Boatmen's National Bank of St. Louis
Nov 18, 1985	Boatmen's Bank of Jennings	MO	The Boatmen's National Bank of St. Louis
Nov 18, 1985	Boatmen's Bank of Webster Groves	MO	The Boatmen's National Bank of St. Louis
Nov 18, 1985	Boatmen's Hampton Bank	MO	The Boatmen's National Bank of St. Louis
Nov 18, 1985	(unnamed)	—	Sky Bank
Nov 18, 1985	Boatmen's Bank of St. Louis County	MO	The Boatmen's National Bank of St. Louis
Nov 18, 1985	Boatmen's National Bank of North St. Louis County	MO	The Boatmen's National Bank of St. Louis
Nov 18, 1985	Boatmen's Bank of Concord Village	MO	The Boatmen's National Bank of St. Louis
Nov 18, 1985	St. Bartholomews Parish Federal Credit Union	NY	Erie Metro Federal Credit Union
Nov 18, 1985	(unnamed)	—	The Boatmen's National Bank of St. Louis
Nov 18, 1985	Boatmen's Bank of Crestwood	MO	The Boatmen's National Bank of St. Louis
Nov 16, 1985	First Alabama Bank of Selma, N. A.	AL	Regions Bank
Nov 15, 1985	Laborers #348 Federal Credit Union	WA	Monad Federal Credit Union
Nov 15, 1985	Pni Employees Federal Credit Union	CA	Technology Credit Union
Nov 15, 1985	(unnamed)	—	Oxford Bank and Trust
Nov 15, 1985	The Old Bank	KY	Bank of Danville and Trust Company
Nov 15, 1985	Bay Plastics Federal Credit Union	OH	Vacationland Federal Credit Union
Nov 13, 1985	Addison Bancshares, Inc.	IL	Affiliated Banc Group, Inc.
Nov 11, 1985	G.A. Employees Federal Credit Union	CA	Orange County's Federal Credit Union
Nov 11, 1985	Basic Dolomite Employees Federal Credit Union	OH	Fremont Federal Credit Union
Nov 9, 1985	Town & Country Bank	CA	Farmers and Merchants Bank of Long Beach
Nov 9, 1985	First Alabama Bank of Troy, National Association	AL	Regions Bank
Nov 8, 1985	Pan American Bank of Dade County, National Association	FL	Pan American Bank, National Association
Nov 8, 1985	Pan American Bank of Miami Shores, National Association	FL	Pan American Bank, National Association
Nov 8, 1985	Pan American Bank of Miami, National Association	FL	Pan American Bank, National Association
Nov 7, 1985	Danskin Federal Credit Union	PA	First Capital Federal Credit Union
Nov 5, 1985	Colonial Williamsburg Employees Federal Credit Union	VA	1st Advantage Federal Credit Union

Bank mergers by year

← 1984 · 1986 →

Year	Merger records
2026	360
2025	433
2024	314
2023	363
2022	432
2021	437
2020	437
2019	547
2018	643
2017	608
2016	655
2015	766

Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.

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