Mergers by Year
Bank Mergers in 1985
The Federal Reserve's National Information Center (NIC) recorded 1,032 merger records involving a bank, credit union or bank holding company in 1985. 401 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 953 in 1984.
Largest bank mergers of 1985
Ranked by the acquired bank's total assets at its last call report before the effective date.
| Effective | Acquired bank | Assets | Acquirer |
|---|---|---|---|
| Dec 31, 1985 | The Citizens and Southern Bank of West Georgia | — | NationsBank, National Association (South) |
| Dec 31, 1985 | The Citizens and Southern Newnan Bank | — | NationsBank, National Association (South) |
| Dec 31, 1985 | Gwinnett Bank & Trust Company | — | First Georgia Bank |
| Dec 31, 1985 | City Bank & Trust Company of Lincoln | — | Havelock Bank |
| Dec 31, 1985 | Bank of Boston Trust Company of Arizona | — | Chase Trust Company of Arizona |
| Dec 31, 1985 | Manufacturers Hanover, National Association | — | Manufacturers Hanover Trust Company |
| Dec 31, 1985 | The Citizens and Southern Bank of Dublin | — | NationsBank, National Association (South) |
| Dec 31, 1985 | Northern Michigan Bank of Marquette | — | Northern Michigan Bank & Trust |
| Dec 31, 1985 | Western Community Bank, National Association | — | Western Community Bank |
| Dec 31, 1985 | Home Federal Savings and Loan Association of Sioux City | — | Vantus Bank |
| Dec 31, 1985 | Northern Michigan Bank of Kingsford | — | Northern Michigan Bank & Trust |
| Dec 31, 1985 | The Citizens and Southern Bank of Thomaston | — | NationsBank, National Association (South) |
| Dec 31, 1985 | Wellington Colorado Industrial Bank | — | Fort Collins Colorado Industrial Bank |
| Dec 31, 1985 | Georgia State Bank | — | First Union Bank of Augusta |
| Dec 31, 1985 | Western Ohio National Bank & Trust Company | — | Heritage National Bank and Trust Company |
Every merger recorded in 1985
1,032 NIC merger records in 1985 involve a bank, credit union or bank holding company on at least one side, newest first.
| Date | Acquired institution | Acquirer |
|---|---|---|
| Oct 17, 1985 | United National Bank | First Premier Bank |
| Oct 16, 1985 | Bank of Osseo | United Bank |
| Oct 15, 1985 | The First National Bank of Bradshaw | Cornerstone Bank |
| Oct 15, 1985 | Ellenville Savings Bank | Pawling Savings Bank |
| Oct 15, 1985 | Howard W Sams Federal Credit Union | Indiana Members Credit Union |
| Oct 15, 1985 | Farmers & Traders Bank | Cornerstone Bank |
| Oct 15, 1985 | Rocky Mount City Employees Credit Union | Civic Federal Credit Union |
| Oct 15, 1985 | Blue River Bank | Cornerstone Bank |
| Oct 12, 1985 | Prairie Farms Dairy Employees Credit Union | Redbrand Credit Union |
| Oct 12, 1985 | First Alabama Bank of Phenix City, N. A. | Regions Bank |
| Oct 11, 1985 | SunBank of South Dakota | First Premier Bank |
| Oct 10, 1985 | Turner Dairies Cu | Americas First Federal Credit Union |
| Oct 10, 1985 | Sanford Muni Empl Cu | Seminole Schools Federal Credit Union |
| Oct 8, 1985 | The First Community Bank-Winfield | (unnamed) |
| Oct 8, 1985 | The First Community Bank-Winfield | Peoples State Bank, National Association |
| Oct 7, 1985 | Cobble Chattanooga Cu | Scenic Community Credit Union |
| Oct 7, 1985 | Medical Center Jersey City Federal Credit Union | Liberty Savings Federal Credit Union |
| Oct 7, 1985 | Pioneer Credit Union of Quinter | Golden Plains Credit Union |
| Oct 7, 1985 | Jersey City Civil Service Emp Federal Credit Union | Liberty Savings Federal Credit Union |
| Oct 4, 1985 | Peoples Bank of Hillsborough County | Citizens and Southern Bank of Tampa |
| Oct 4, 1985 | First County Bank | Citizens and Southern Bank of Tampa |
| Oct 3, 1985 | Ohio Lumbermens Association Credit Union | Universal 1 Credit Union, Inc. |
| Oct 1, 1985 | M&I Bank of Jamestown | M&I Bank of Hilldale |
| Oct 1, 1985 | Mountain Credit | MontroseBank |
| Oct 1, 1985 | Standard Financial Corporation | Sterling Bancorp |
| Oct 1, 1985 | St. Nazianz State Bank | Bank First, N.A. |
| Oct 1, 1985 | Colonial Savings Bank | Frankford Trust Company |
| Oct 1, 1985 | Delta Savings and Loan Association | Cincinnati Federal |
| Oct 1, 1985 | Castle Credit Union | Travis Credit Union |
| Oct 1, 1985 | Bosco Cu | Resource One Credit Union |
| Oct 1, 1985 | Tastemark Credit Union | Volt Credit Union |
| Oct 1, 1985 | Western Wayne Catholic Credit Union | Wayne-Westland Federal Credit Union |
| Oct 1, 1985 | First American National Bank of Chattanooga | First American National Bank |
| Oct 1, 1985 | Bank of Lake Oswego | United States National Bank of Oregon |
| Oct 1, 1985 | United States Catholic Conference Federal Credit Union | Ep Federal Credit Union |
| Oct 1, 1985 | Union Central National Bank | United Bank |
| Oct 1, 1985 | MBank Houston Southeast | MBank Gulf Freeway, National Association |
| Oct 1, 1985 | Bay City Times Credit Union | Wildfire Credit Union |
| Oct 1, 1985 | Medical Complex Cu | Ten Credit Union |
| Oct 1, 1985 | The Mountain Trust Company | Chittenden Trust Company |
| Oct 1, 1985 | Brookhaven Bank and Trust Company | Trustmark Bank |
| Oct 1, 1985 | United Bank, Inc. | United Bank |
| Oct 1, 1985 | Mexico-Audrain Credit Union | United Credit Union |
| Oct 1, 1985 | Agh Empl Cu | Excel Federal Credit Union |
| Oct 1, 1985 | Norwest Bank Hastings, National Association | Wells Fargo Bank Nebraska, National Association |
| Oct 1, 1985 | Citizens First National Bank of Hernando County | (unnamed) |
| Oct 1, 1985 | The Arcanum National Bank | Greenville National Bank |
| Oct 1, 1985 | Norwest Bank Grand Island, National Association | Wells Fargo Bank Nebraska, National Association |
| Oct 1, 1985 | Lay Empl SVG & Loan Cu | SharePlus Bank |
| Oct 1, 1985 | The First National Bank of Coatesville | Mid State Bank of Hendricks County |
Bank mergers by year
Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.
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