Mergers by Year

Bank Mergers in 1996

The Federal Reserve's National Information Center (NIC) recorded 1,203 merger records involving a bank, credit union or bank holding company in 1996. 652 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 1,247 in 1995.

652

Banks acquired

1 bought by a credit union

Credit unions merged

NIC, credit unions as the acquired side

240

Holding companies

Bank holding companies merged

1,203

All merger records

1996 in US banking ›

Largest bank mergers of 1996

Ranked by the acquired bank's total assets at its last call report before the effective date.

Effective	Acquired bank	State	Assets	Acquirer
Dec 31, 1996	Texas Heritage Savings Association/banc	TX	—	First Federal Savings Bank of North Texas
Dec 31, 1996	Mercantile Bank of Monett	MO	—	Mercantile Bank of South Central Missouri
Dec 31, 1996	Mercantile Bank of Lebanon	MO	—	Mercantile Bank of South Central Missouri
Dec 31, 1996	First State Bank, National Association	TX	—	State National Bank of West Texas
Dec 31, 1996	Mercantile Bank of Wright County	MO	—	Mercantile Bank of South Central Missouri
Dec 31, 1996	Pelham Bank and Trust Company	NH	—	First Essex Bank
Dec 31, 1996	The National Bank of West Virginia	WV	—	Wesbanco Bank Fairmont, Inc.
Dec 31, 1996	Pinnacle Bank	IN	—	Fifth Third Bank, Indiana
Dec 28, 1996	Keystone Savings & Loan Association	PA	—	St. Edmond's Federal Savings Bank
Dec 21, 1996	First State Bank	TX	—	First American Bank SSB
Dec 16, 1996	Big Stone Gap Bank and Trust Company	VA	—	Premier Bank-Central, National Association
Dec 16, 1996	First Sun Bank of America	MO	—	Sun Security Bank of America
Dec 14, 1996	The Westport Bank and Trust Company	CT	—	Lafayette American Bank
Dec 14, 1996	First Heritage Bank, National Association	TX	—	First Service Bank
Dec 14, 1996	Secure Savings Bank, F.S.B.	CA	—	Redlands Federal Bank, a Federal Savings Bank

Biggest bank failures by assets ›

Every merger recorded in 1996

1,203 NIC merger records in 1996 involve a bank, credit union or bank holding company on at least one side, newest first.

Date	Acquired institution	State	Acquirer
Dec 19, 1996	FCNB Realty, Inc.	MD	FCNB Bank
Dec 19, 1996	Minooka Bancorp, Inc.	IL	Founders Group, Inc.
Dec 18, 1996	Mountain Parks Financial Corporation	CO	Community First Bankshares, Inc.
Dec 18, 1996	J.G.D.B. Y CIA. S. En C.	—	Bancol Y CIA. S. En C.
Dec 18, 1996	PBZ Limitada Y CIA. S. En C.	—	Bancol Y CIA. S. En C.
Dec 16, 1996	First Sun Bank of America	MO	Sun Security Bank of America
Dec 16, 1996	Big Stone Gap Bank and Trust Company	VA	Premier Bank-Central, National Association
Dec 16, 1996	McLachlen Bancshares Corporation	DC	Citizens Bancorp
Dec 14, 1996	Heritage Texas Group, Inc.	TX	Martex Bancshares, Inc.
Dec 14, 1996	Westport Bancorp, Inc.	CT	Hudson United Bancorp
Dec 14, 1996	First Heritage Bank, National Association	TX	First Service Bank
Dec 14, 1996	The Westport Bank and Trust Company	CT	Lafayette American Bank
Dec 14, 1996	Secure Savings Bank, F.S.B.	CA	Redlands Federal Bank, a Federal Savings Bank
Dec 13, 1996	Saint Charles Federal Savings and Loan Association	MO	First Bank, A Federal Savings Bank
Dec 13, 1996	Northern National Bank	MN	Norwest Bank North Country, National Association
Dec 13, 1996	State Bank of Osco	IL	Central Bank Illinois
Dec 13, 1996	Laurel Federal Savings and Loan Association	MS	Cadence Bank
Dec 13, 1996	Soya Federal Credit Union	OH	United Federal Credit Union
Dec 12, 1996	Main Street Bank	GA	Main Street Bank
Dec 12, 1996	Greenbush Bancshares, Inc.	MN	Border Bancshares, Inc.
Dec 9, 1996	First Federal Bank of Northwest Georgia, Federal Savings Bank	GA	Regions Bank
Dec 9, 1996	Regions Bank, F.S.B.	GA	Regions Bank
Dec 9, 1996	First National Bank of Platte County	MO	Mark Twain Kansas City Bank
Dec 8, 1996	Bank One, Wisconsin, National Association	WI	Bank One, Wisconsin
Dec 8, 1996	Bank One, Beaver Dam	WI	Bank One, Wisconsin
Dec 8, 1996	Bank One, Stevens Point, National Association	WI	Bank One, Wisconsin
Dec 8, 1996	Bank One, Appleton, National Association	WI	Bank One, Wisconsin
Dec 8, 1996	Bank One, Elkhorn, National Association	WI	Bank One, Wisconsin
Dec 8, 1996	Banc One Wisconsin Corporation	WI	Bank One, Wisconsin
Dec 8, 1996	(unnamed)	—	Bank One, Wisconsin
Dec 8, 1996	Bank One, Monroe	WI	Bank One, Wisconsin
Dec 8, 1996	Bank One, Green Bay	WI	Bank One, Wisconsin
Dec 8, 1996	Bank One, Madison	WI	Bank One, Wisconsin
Dec 8, 1996	Bank One, Fond du Lac	WI	Bank One, Wisconsin
Dec 8, 1996	Bank One, Antigo	WI	Bank One, Wisconsin
Dec 8, 1996	Bank One, Janesville, National Association	WI	Bank One, Wisconsin
Dec 8, 1996	Bank One, Oshkosh, National Association	WI	Bank One, Wisconsin
Dec 7, 1996	First Federal Bank	FL	Capital City Bank
Dec 7, 1996	Central Jersey Financial Corporation	NJ	Summit Bancorp.
Dec 7, 1996	New Jersey National Corporation	NJ	Corestates Financial Corp
Dec 7, 1996	New Jersey National Bank	PA	Corestates Bank, National Association
Dec 7, 1996	The Grant State Bank	MI	Valley Ridge Bank
Dec 2, 1996	(unnamed)	—	Union Planters Bank of Southeast Missouri
Dec 2, 1996	Jax Lab Federal Credit Union	ME	Maine Savings Federal Credit Union
Dec 2, 1996	C&ED Credit Union	NJ	Credit Union of New Jersey
Dec 2, 1996	FW Financial, Inc.	SD	Christen Group, Inc.
Dec 2, 1996	Community Charter Corporation	MO	Roosevelt Financial Group, Inc.
Dec 2, 1996	Orange Bancorp	CA	Bank of Orange County
Dec 1, 1996	BANKFIRST, a federal savings bank	AL	Union Planters Bank of Alabama
Dec 1, 1996	Naval Base Norfolk Federal Credit Union	VA	Abnb Federal Credit Union

Bank mergers by year

← 1995 · 1997 →

Year	Merger records
2026	360
2025	433
2024	314
2023	363
2022	432
2021	437
2020	437
2019	547
2018	643
2017	608
2016	655
2015	766

Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.

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