Put your depository and trading banks on one watchlist, set alerts on capital, credit and funding ratios, and hear about a new filing the day it lands.
A corporate treasurer with operating cash at four banks, or a counterparty desk with credit lines to forty, needs the same answer every quarter: has any of them weakened? BankRegReports puts those banks on one watchlist, alerts you when a capital, credit or funding ratio crosses a level you set, and shows how much of each bank's deposit base sits above the insurance limit, sourced from the bank's own FFIEC call report.
The portfolio monitor shows every bank on your watchlist on one screen: warning flags, the core capital, credit and funding ratios, and any severe enforcement action, so the bank that changed stands out.
Open the portfolio monitor (sign-in required) →Set a threshold on CET1, leverage, NPL, Texas Ratio, core deposits or uninsured deposits for any watched bank. When a new quarter crosses it, you get an email.
Set an alert →See each bank's deposit mix, uninsured share, brokered and wholesale funding, and how those moved quarter over quarter, benchmarked against banks of the same size.
Analyze deposits (sign-in required) →Typical workflows, from the first search to a client-ready or board-ready output.
Your treasury policy requires a review of every bank holding operating cash each quarter. Instead of pulling each call report, you open one board that already shows who moved.
A counterparty's capital or funding can weaken between reviews. You set thresholds once and let the quarterly filing tell you when one is crossed.
Your balances at several banks exceed the insurance limit, and the committee wants to know how dependent each bank is on uninsured funding like yours.
Yes. Add each depository or counterparty bank to your watchlist and the portfolio monitor shows them together with their warning flags and core ratios. Watchlists and alerts are included in the free account.
CET1, Tier 1 and leverage ratios, the NPL, net charge-off and Texas ratios, ROA, ROE, net interest margin, efficiency ratio, loan-to-deposit, core deposit ratio and uninsured deposit ratio. You set the level and the direction; the alert emails you when a newly ingested quarter crosses it.
Every bank above $1 billion in assets reports an estimate of uninsured deposits in its call report. The deposit view shows that share and its trend, and the uninsured-deposits screener ranks every reporting bank on it. Smaller banks are not required to report the estimate, so for most of them the figure is not available.
No. BankRegReports shows the bank's reported financial condition against its peers and against regulatory minimums. It is an input to your own counterparty assessment, not a credit rating or a recommendation to move funds.
The guides and definitions behind the metrics treasury and counterparty-risk teams use on this page.
Every FDIC-insured institution, 26+ years of standardized data, one search away.