Skip to main content

Glen Burnie Mutual Savings Bank: Call Report & UBPR Financial Data

Glen Burnie, MD $100M to $1B in assets Est. May 5, 1896 FDIC #27567 RSSD #508270 Routing #255072142 FDIC

Data as of · sourced from FFIEC call reports. How we update

Assets
$103.9M
Deposits
$93.8M
Loans
$83.9M
Equity
$9.3M

Glen Burnie Mutual Savings Bank is an FDIC-insured commercial bank. Total assets stand at $104M. Returns are subdued: 0.25% ROA and 2.89% ROE. Regulatory capital is solid, 18.64% CET1 and 19.37% total risk-based capital ratio. Asset quality is solid, 0.69% nonperforming loans and a 5.98% Texas Ratio. The bank operates from a single office.

As of June 30, 2026, Glen Burnie Mutual Savings Bank reported a CET1 capital ratio of 18.64%, a return on assets of 0.25%, a nonperforming-loan ratio of 0.69%, a Texas ratio of 5.98%, per financial data filed with the FFIEC.

Headquarters Profile

Address
1 Crain Hwy S, Glen Burnie, MD 21061
County
Anne Arundel
Metro Area
Baltimore-Columbia-Towson, MD
Charter
State-chartered stock savings bank, FDIC-supervised
Primary Regulator
FDIC
FDIC Region
New York (Region 2)
Federal Reserve member
—
Federal Reserve district
District 5, Richmond
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
May 5, 1896
Former names
The Glen Burnie Mutual Savings Bank (1989)
Offices
1 domestic
Employees (FTE)
5
Domestic deposits
$93.8M
Allowance for credit losses
$364K
Net charge-offs (YTD)
$0
Average total assets
$105.7M
Average total loans
$86.1M
Average interest-bearing deposits
$93.9M
Tax status
C corporation
Ownership
Mutual
Community bank
Yes
FDIC-insured since
August 8, 1989
FDIC Cert
27567
Fed RSSD
508270

Balance Sheet

Total liabilities$94.6M
Cash & balances due$19.0M
Securities, available-for-sale$0
Securities, held-to-maturity$750K
Goodwill & intangibles$0

Income Statement

Net income Q2$67K
Net interest income YTD$676K
Total interest income YTD$2.2M
Total interest expense YTD$1.5M
Provision for credit losses YTD$0

Operating & Funding

Total noninterest income YTD$17K
Total noninterest expense YTD$530K

Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.

Quarterly trends

Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.

Total assets and total liabilities

Balances at each quarter end. The gap between the two lines is equity capital.

Loans and leases against deposits

Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.

Securities and cash

Balances at each quarter end. Each line is its own balance, not stacked on the other.

Interest income against interest expense

Each bar is that quarter alone. The gap between the two is net interest income.

Net interest income

What the balance sheet earned on spread that quarter, before fees and operating costs.

Noninterest income against noninterest expense

Fees, trading and other income against salaries, premises and the rest of the cost base.

Provision for credit losses

No provision recorded in the last 12 quarters.

Net income

The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.

Return on assets and net interest margin
CET1 and Tier 1 leverage ratios

CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.

Inside the full Glen Burnie Mutual Savings Bank terminal

26 years of quarterly trends · 8 tabs · peer percentiles · Excel export

Unlock Glen Burnie Mutual Savings Bank, free

Glen Burnie Mutual Savings Bank rankings

How this bank ranks on each leaderboard. Click any rank to see the full ranked list.

Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.

Quarterly trend: last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

Quarter CET1 ROA NPL Texas NIM
Q2 2026 18.64% 0.25% 0.69% 5.98% 1.24%
Q1 2026 18.49% 0.19% 0.69% 6.04% 1.34%
Q4 2025 18.25% 0.32% 0.68% 6.09% 1.35%
Q3 2025 18.07% 0.21% 0.69% 8.23% 1.31%
Q2 2025 17.93% 0.24% 0.71% 12.54% 1.28%
Q1 2025 17.91% 0.17% 0.70% 6.72% 1.23%
Q4 2024 17.95% 0.32% 0.70% 6.80% 1.24%
Q3 2024 17.61% 0.28% 0.70% 6.94% 1.36%

Swipe the table sideways to see every column.

Branch Network

Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 1 branches →

1–1 of 1
Branch Location ZIP Deposits
The Glen Burnie Mutual Savings Bank Glen Burnie , MD 21061 $93.8M

Regulatory record

What the public regulatory sources show for Glen Burnie Mutual Savings Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.

Enforcement actions
Not on file: no matched FDIC, Federal Reserve or OCC action
Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
<0.1% of deposits in MD, rank 53 of 71 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
Not on file: no HMDA filing matched
Period: not on file. Source: FFIEC HMDA loan application register.
Consumer complaints
Not on file: no CFPB complaints matched
Period: not on file. Source: CFPB consumer complaint database.
CFPB enforcement
Not on file: CFPB enforcement actions are not loaded
Period: not on file. Source: CFPB enforcement actions.
CRA examination rating
Not on file: FFIEC CRA ratings are not loaded
Period: not on file. Source: FFIEC CRA ratings.

Add this badge to your website

Free to use. The badge always shows Glen Burnie Mutual Savings Bank’s most recent filed regulatory figures. It updates automatically each quarter, so it never goes stale.

Glen Burnie Mutual Savings Bank: regulatory capital profile · BankRegReports

Frequently asked about Glen Burnie Mutual Savings Bank

What are Glen Burnie Mutual Savings Bank's total assets?

As of the Q2 2026 filing, Glen Burnie Mutual Savings Bank reported total assets of $103.9 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Glen Burnie Mutual Savings Bank headquartered?

Glen Burnie Mutual Savings Bank is headquartered in Glen Burnie, MD, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Glen Burnie Mutual Savings Bank founded?

Glen Burnie Mutual Savings Bank was established in 1896, per the FDIC institution directory.

Is Glen Burnie Mutual Savings Bank FDIC-insured?

Yes. Glen Burnie Mutual Savings Bank is an FDIC-insured commercial bank (FDIC Certificate #27567). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Glen Burnie Mutual Savings Bank?

Glen Burnie Mutual Savings Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Glen Burnie Mutual Savings Bank's CET1 capital ratio?

Glen Burnie Mutual Savings Bank reported a Common Equity Tier 1 (CET1) capital ratio of 18.64% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

How many branches does Glen Burnie Mutual Savings Bank operate?

Glen Burnie Mutual Savings Bank operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Glen Burnie Mutual Savings Bank's Texas Ratio?

Glen Burnie Mutual Savings Bank's Texas Ratio is 5.98% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.

What was Glen Burnie Mutual Savings Bank previously called?

The charter now named Glen Burnie Mutual Savings Bank has also operated as The Glen Burnie Mutual Savings Bank (1989), per FDIC structure-change records.

Go deeper on Glen Burnie Mutual Savings Bank.

Unlock the full terminal: 26 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.

Unlock Glen Burnie Mutual Savings Bank, free

Free account