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Logan State Bank: Financial Reports & UBPR Data

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Logan, IA Under $100M in assets Est. December 1, 1888 FDIC #4476 RSSD #754246 Routing #073904887 Federal Reserve

Data as of · sourced from FFIEC call reports. How we update

Assets
$92.2M
Deposits
$83.6M
Loans
$78.3M
Equity
$8.2M

Logan State Bank operates with a thinner capital cushion than most banks of its size. Its balance sheet stood at $92 million at June 30, 2026, up 7.8% from a year earlier; it is based in Logan, Iowa. It holds common equity equal to 12.53% of its risk-weighted assets, lower than about 9 in 10 of the 583 banks with less than $100 million in assets (median 22.08%). On the other hand, it returns 16.9% a year on shareholders' equity, about double the median of 8.6% for banks its size.

Net income for the quarter rose 13% from a year earlier, to $340,000. Over the same year, loans grew 2.6% and deposits grew 7.8%. Funding is the softer spot: it pays an average of 2.09% on its deposits and borrowings, higher than about three-quarters of banks its size (median 1.54%).

As of June 30, 2026, Logan State Bank reported a CET1 capital ratio of 12.53%, a return on assets of 1.51%, a nonperforming-loan ratio of 0.35% and a Texas ratio of 3.06%, according to its call report filed with the FFIEC.

Headquarters Profile

Address
323 E 7th St, Logan, IA 51546
County
Harrison
Metro Area
Omaha, NE-IA
Charter
Commercial bank, state charter, Fed member, FRB-supervised
Primary Regulator
Federal Reserve
FDIC Region
Kansas City (Region 11)
Federal Reserve member
Yes
Federal Reserve district
District 7, Chicago
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
December 1, 1888
Offices
2 domestic
Employees (FTE)
12
Domestic deposits
$83.6M
Allowance for credit losses
$720K
Net charge-offs (YTD)
$0
Average total assets
$90.2M
Average total loans
$78.5M
Average interest-bearing deposits
$67.9M
Tax status
Subchapter S
Ownership
Stock
Community bank
Yes
FDIC-insured since
January 1, 1934
FDIC Cert
4476
Fed RSSD
754246

Profitability

Q2 annualized
Return on Assets1.51%YTD 1.36%
Return on Equity16.93%YTD 15.22%
Net Interest Margin4.10%YTD 4.08%

Balance Sheet

Total liabilities$84.0M
Cash & balances due$11.2M
Securities, available-for-sale$664K
Securities, held-to-maturity$0
Goodwill & intangibles$0

Income Statement

Net income Q2$340K
Net interest income YTD$1.7M
Total interest income YTD$2.6M
Total interest expense YTD$855K
Provision for credit losses YTD$28K

Operating & Funding

Total noninterest income YTD$116K
Total noninterest expense YTD$1.2M

Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD.

Quarterly trends

Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.

Total assets and total liabilities

Balances at each quarter end. The gap between the two lines is equity capital.

Loans and leases against deposits

Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.

Securities and cash

Balances at each quarter end. Each line is its own balance, not stacked on the other.

Interest income against interest expense

Each bar is that quarter alone. The gap between the two is net interest income.

Net interest income

What the balance sheet earned on spread that quarter, before fees and operating costs.

Noninterest income against noninterest expense

Fees, trading and other income against salaries, premises and the rest of the cost base.

Provision for credit losses

What the bank charged to earnings that quarter to build its allowance for expected losses.

Net income

Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.

Return on assets and net interest margin
CET1 and Tier 1 leverage ratios

CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.

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Logan State Bank rankings

How this bank ranks on each leaderboard. Click any rank to see the full ranked list.

Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.

Quarterly trend: last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

Quarter CET1 ROA NPL Texas NIM
Q2 2026 12.53% 1.51% 0.35% 3.06% 4.10%
Q1 2026 11.95% 1.22% 0.53% 4.87% 4.06%
Q4 2025 11.98% 1.48% 0.22% 2.03% 4.26%
Q3 2025 12.07% 1.11% 0.51% 4.73% 4.22%
Q2 2025 12.18% 1.42% 0.36% 3.35% 4.09%
Q1 2025 11.99% 1.06% 0.02% 0.15% 3.85%
Q4 2024 11.89% 1.17% 0.00% 0.00% 4.03%
Q3 2024 11.64% 0.96% 0.86% 8.08% 3.96%

Swipe the table sideways to see every column.

Branch Network

Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 2 branches →

1–2 of 2
Branch Location ZIP Deposits
Logan State Bank Branch Missouri Valley , IA 51555 $45.9M
Logan State Bank (main office) Logan , IA 51546 $37.7M

Regulatory record

What the public regulatory sources show for Logan State Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.

Enforcement actions
4 against the institution (OCC); 7 against individuals associated with it
  • March 25, 2009, OCC: Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D): The First National Bank of Logan
  • July 2, 2008, OCC: Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D): The First National Bank of Logan
  • April 28, 1998, OCC: Formal Agreement: The First National Bank of Logan
  • July 7, 1992, OCC: Formal Agreement: The First National Bank Of Logan
Period: Most recent institution action March 25, 2009. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
<0.1% of deposits in IA, rank 216 of 261 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
15 applications, 11 loans originated, $1.0M originated, across 1 states
Period: Calendar year 2019. Source: FFIEC HMDA loan application register.
SBA 7(a) lending
1 loans, $83K approved, $83K average. 0.00% of that year's loans have since been charged off
Period: Federal fiscal year 1993 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
Consumer complaints
Not on file: no CFPB complaints matched
Period: not on file. Source: CFPB consumer complaint database.
CFPB enforcement
Not on file: CFPB enforcement actions are not loaded
Period: not on file. Source: CFPB enforcement actions.
CRA examination rating
Not on file: FFIEC CRA ratings are not loaded
Period: not on file. Source: FFIEC CRA ratings.

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Frequently asked about Logan State Bank

What are Logan State Bank's total assets?

As of the Q2 2026 filing, Logan State Bank reported total assets of $92.2 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Logan State Bank headquartered?

Logan State Bank is headquartered in Logan, IA, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.

When was Logan State Bank founded?

Logan State Bank was established in 1888, per the FDIC institution directory.

Is Logan State Bank FDIC-insured?

Yes. Logan State Bank is an FDIC-insured commercial bank (FDIC Certificate #4476). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Logan State Bank?

Logan State Bank's primary federal regulator is the Federal Reserve. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Logan State Bank's CET1 capital ratio?

Logan State Bank reported a Common Equity Tier 1 (CET1) capital ratio of 12.53% in its Q2 2026 call report, above regulatory requirements.

How many branches does Logan State Bank operate?

Logan State Bank operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Logan State Bank's Texas Ratio?

Logan State Bank's Texas Ratio is 3.06% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.

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