Mizuho Bank (USA): Call Report & UBPR Financial Data
Data as of · sourced from FFIEC call reports. How we update
Capital moved notably last quarter, CET1 ratio of 33.27% was down 8071bps from the prior quarter. The bank currently ranks second on the US Banks with Highest Share of Uninsured Deposits leaderboard. Mizuho Bank (USA) is an FDIC-insured commercial bank. Returns are subdued: 0.64% ROA and 3.96% ROE. Mizuho Bank (USA)'s Q2 2026 balance sheet shows $2.1B in assets funded primarily by $1.7B in customer deposits. Capital is comfortably above regulatory requirements, CET1 ratio of 33.27% sits well above the 7% level required once the capital conservation buffer is included. Credit metrics are pristine, with nonperforming loans at just 0.00%. It operates 4 branches, primarily in New York.
As of June 30, 2026, Mizuho Bank (USA) reported a CET1 capital ratio of 33.27%, a return on assets of 0.64%, a nonperforming-loan ratio of 0.00%, a Texas ratio of 0.00%, per financial data filed with the FFIEC.
Headquarters Profile
- Address
- 1271 Avenue Of The Americas, New York, NY 10020
- County
- New York
- Metro Area
- New York-Newark-Jersey City, NY-NJ
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 2, New York
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 031
- Established
- November 29, 1974
- Former names
- Mizuho Corporate Bank (USA) (2002-2013); The Fuji Bank and Trust Company (1974-2002)
- Offices
- 4 domestic
- Employees (FTE)
- 70
- Domestic deposits
- $1.74B
- Allowance for credit losses
- $1.7M
- Net charge-offs (YTD)
- $0
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- November 29, 1974
- FDIC Cert
- 21843
- Fed RSSD
- 229913
- Parent Holding Company
- MIZUHO AMERICAS LLC (RSSD 5034792)
- Ultimate Parent
- MIZUHO FINANCIAL GROUP, INC. (RSSD 3185355)
Profitability
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Mizuho Bank (USA) terminal
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Unlock Mizuho Bank (USA), freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Over 70% of deposits sit above the $250K FDIC insurance threshold. This is the depositor-concentration profile that triggered Silicon Valley Bank's March 2023 deposit run. BankRegReports band; the $250K limit is statutory but this risk threshold is ours (post-SVB).
Mizuho Bank (USA) rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Metric pages for Mizuho Bank (USA): CET1 ratio, Uninsured deposits.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 33.27% | 0.64% | 0.00% | 0.00% | 1.85% |
| Q1 2026 | 113.99% | 1.26% | 0.00% | 0.00% | 1.97% |
| Q4 2025 | 31.39% | 1.76% | 0.00% | 0.00% | 2.12% |
| Q3 2025 | 26.28% | 1.30% | 0.00% | 0.00% | 2.18% |
| Q2 2025 | 24.99% | 0.95% | 0.00% | 0.00% | 2.21% |
| Q1 2025 | 26.15% | 1.16% | 0.00% | 0.00% | 2.14% |
| Q4 2024 | 24.64% | 1.14% | 0.00% | 0.00% | 1.97% |
| Q3 2024 | 23.80% | 1.69% | 0.00% | 0.00% | 3.02% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 2 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Mizuho Bank (USA) (main office) | New York , NY | 10020 | $1.74B |
| 1285 Avenue of the Americas Branch | New York , NY | 10019 | $0 |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| December 31, 2017 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 31, 2017 | Structure Change | Acquired Mizuho Trust & Banking Co. USA Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| December 1, 2002 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 1, 2002 | Structure Change | Acquired The Industrial Bank of Japan Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 4 events.
Regulatory record
What the public regulatory sources show for Mizuho Bank (USA), each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- Not on file: no matched FDIC, Federal Reserve or OCC action
- Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in NY, rank 62 of 180 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- Not on file: no HMDA filing matched
- Period: not on file. Source: FFIEC HMDA loan application register.
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about Mizuho Bank (USA)
What are Mizuho Bank (USA)'s total assets?
As of the Q2 2026 filing, Mizuho Bank (USA) reported total assets of $2.14 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Mizuho Bank (USA) headquartered?
Mizuho Bank (USA) is headquartered in New York, NY, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Mizuho Bank (USA) founded?
Mizuho Bank (USA) was established in 1974, per the FDIC institution directory.
Is Mizuho Bank (USA) FDIC-insured?
Yes. Mizuho Bank (USA) is an FDIC-insured commercial bank (FDIC Certificate #21843). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Mizuho Bank (USA)?
Mizuho Bank (USA)'s primary federal regulator is the Federal Reserve. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Mizuho Bank (USA)'s CET1 capital ratio?
Mizuho Bank (USA) reported a Common Equity Tier 1 (CET1) capital ratio of 33.27% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Mizuho Bank (USA) operate?
Mizuho Bank (USA) operates 4 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Mizuho Bank (USA)'s Texas Ratio?
Mizuho Bank (USA)'s Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was Mizuho Bank (USA) previously called?
The charter now named Mizuho Bank (USA) has also operated as Mizuho Corporate Bank (USA) (2002-2013), The Fuji Bank and Trust Company (1974-2002), per FDIC structure-change records.
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