Mizuho Bank (USA): Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Mizuho Bank (USA) of New York, NY against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.64% | 1.46% | -0.82% | 13th bottom |
| ROAE | 3.96% | 12.72% | -8.76% | 8th bottom |
| Net Interest Margin | 1.85% | 3.85% | -2.00% | 1st bottom |
| Efficiency Ratio | 93.63% | 57.38% | +36.25% | 2nd bottom |
| PPNR / Avg Assets | 0.90% | 1.88% | -0.98% | 12th bottom |
| Yield on Earning Assets | 3.85% | 5.72% | -1.87% | 2nd bottom |
| Cost of Funds | 2.51% | 2.02% | +0.49% | 21st bottom |
| Net Interest Spread | -1.00% | 3.18% | -4.18% | 0th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 1.00% | -1.00% | 98th top |
| NPA / Total Assets | 0.00% | 0.76% | -0.76% | 98th top |
| NCO / Avg Loans | 0.00% | 0.43% | -0.43% | 78th top |
| ACL / Total Loans | 0.42% | 1.31% | -0.89% | 2nd bottom |
| Texas Ratio | 0.00% | 7.40% | -7.40% | 99th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 33.27% | 17.32% | +15.95% | 98th top |
| Tier 1 Ratio | 33.27% | 17.35% | +15.92% | 98th top |
| Total Capital Ratio | 33.56% | 18.40% | +15.16% | 98th top |
| Leverage Ratio | 7.05% | 11.44% | -4.39% | 0th bottom |
| Equity / Assets | 14.90% | 11.33% | +3.57% | 93rd top |
| TCE / Tangible Assets | 14.90% | 10.50% | +4.40% | 94th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 23.04% | 87.01% | -63.97% | 99th top |
| Core Deposit Ratio | 59.37% | 85.58% | -26.21% | 3rd bottom |
| Uninsured Deposit Ratio | 95.02% | 33.07% | +61.95% | 0th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -67.63% | 9.74% | -77.37% | 0th bottom |
| Loan Growth (Y/Y) | -83.57% | 8.13% | -91.70% | 0th bottom |
| Deposit Growth (Y/Y) | -66.37% | 7.93% | -74.30% | 0th bottom |
See Mizuho Bank (USA)'s peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Mizuho Bank (USA), freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Mizuho Bank (USA) profile, how to read a UBPR, or how this data updates.