Mizuho Bank (USA): Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Total risk-based capital ratio dropped 80.73 percentage points in Q2 2026, from 114.29% to 33.56%. It was the largest change from Q1 2026 among the key lines here. Within New York, Mizuho Bank (USA) is 80th of 105 on return on assets, 0.64% as of Q2 2026, below the middle of the field. The median for banks in the $1B-10B asset tier is 1.28% on return on assets. Mizuho Bank (USA) sits 0.64 points lower, at 0.64% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 33.27% |
| Tier 1 risk-based capital ratio | 33.27% |
| Total risk-based capital ratio | 33.56% |
| Tier 1 leverage ratio | 7.05% |
| Equity capital to assets | 14.90% |
| Tangible equity to tangible assets | 14.90% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 0.42% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.64% |
| Return on equity | 3.96% |
| Net interest margin | 1.85% |
| Efficiency ratio | 93.63% |
| Yield on earning assets | 3.85% |
| Cost of funds | 2.51% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 23.04% |
| Core deposits to total deposits | 59.37% |
| Brokered deposits to total deposits | 3.27% |
| Deposits to assets | 81.33% |
| Securities to assets | 0.01% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 20.88% | 20.88% | 21.32% | 15.87% | 1.34% |
| Q4 2023 | 21.23% | 21.23% | 21.68% | 17.02% | 1.59% |
| Q1 2024 | 21.49% | 21.49% | 21.78% | 18.59% | 1.95% |
| Q2 2024 | 23.00% | 23.00% | 23.25% | 19.14% | 1.95% |
| Q3 2024 | 23.80% | 23.80% | 24.07% | 18.75% | 1.69% |
| Q4 2024 | 24.64% | 24.64% | 24.90% | 14.21% | 1.14% |
| Q1 2025 | 26.15% | 26.15% | 26.41% | 17.06% | 1.16% |
| Q2 2025 | 24.99% | 24.99% | 25.19% | 17.00% | 0.95% |
| Q3 2025 | 26.28% | 26.28% | 26.46% | 17.91% | 1.30% |
| Q4 2025 | 31.39% | 31.39% | 31.66% | 19.74% | 1.76% |
| Q1 2026 | 113.99% | 113.99% | 114.29% | 22.33% | 1.26% |
| Q2 2026 | 33.27% | 33.27% | 33.56% | 7.05% | 0.64% |
Mizuho Bank (USA) vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Mizuho Bank (USA), freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Mizuho Bank (USA) profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 21843) · FFIEC NIC profile (RSSD 229913)