Mizuho Bank (USA): Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and noninterest-bearing balances to assets dropped 16.04 percentage points in Q2 2026, from 86.55% to 70.51%. It was the largest change from Q1 2026 among the key lines here. Mizuho Bank (USA) has the 7th lowest loan-to-deposit ratio of the 105 banks headquartered in New York, at 23.04% as of Q2 2026. Against a median of 88.20% for banks in the $1B-10B asset tier, Mizuho Bank (USA) reported 23.04% on loan-to-deposit ratio in Q2 2026, 65.17 points lower.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $1.51B |
| Cash and noninterest-bearing balances to assets | 70.51% |
| Cash and securities | $1.51B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 23.04% |
| Net loans and leases to deposits | 22.94% |
| Loans and leases to core deposits | 36.77% |
| Core deposits to total deposits | 59.37% |
| Brokered deposits to total deposits | 3.27% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 54.52% | 49.92% | $0 | $0 |
| Q4 2023 | 44.18% | 65.71% | $0 | $6K |
| Q1 2024 | 62.60% | 50.87% | $0 | $0 |
| Q2 2024 | 60.65% | 57.29% | $0 | $0 |
| Q3 2024 | 50.37% | 53.05% | $0 | $0 |
| Q4 2024 | 36.10% | 57.16% | $0 | $0 |
| Q1 2025 | 36.23% | 54.10% | $0 | $0 |
| Q2 2025 | 47.17% | 56.74% | $0 | $0 |
| Q3 2025 | 46.95% | 63.63% | $0 | $0 |
| Q4 2025 | 45.04% | 64.65% | $0 | $0 |
| Q1 2026 | 15.24% | 64.95% | $0 | $0 |
| Q2 2026 | 23.04% | 59.37% | $0 | $0 |
Mizuho Bank (USA) liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Mizuho Bank (USA), freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Mizuho Bank (USA) profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 21843) · FFIEC NIC profile (RSSD 229913)