Story Bank dba Story Financial Partners: Financial Reports & UBPR Data
BankRegReports is independent of Story Bank dba Story Financial Partners and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Story Bank dba Story Financial Partners, based in Jackson, Mississippi, reported $1.0 billion in assets at June 30, 2026, up 10.2% from a year earlier. It carries problem assets equal to 0.8% of the capital and reserves that would absorb them, a small fraction of the median of 3.6% for the 895 banks with $1 billion to $10 billion in assets. It also grew deposits 16.6% over the year, about triple the median of 5.1% for banks its size.
Net income for the quarter rose 16% from a year earlier, to $2.3 million. Over the same year, loans grew 8.4% and deposits grew 16.6%. Costs are the weak spot: it spends about 69 cents to bring in each dollar of revenue, higher than about three-quarters of banks its size (median 58 cents).
As of June 30, 2026, Story Bank dba Story Financial Partners reported a CET1 capital ratio of 12.23%, a return on assets of 0.95%, a nonperforming-loan ratio of 0.37% and a Texas ratio of 0.75%, according to its call report filed with the FFIEC.
Headquarters Profile
- Address
- 4450 Old Canton Rd, Jackson, MS 39211
- County
- Hinds
- Metro Area
- Jackson, MS
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 051
- Established
- October 12, 2000
- Offices
- 7 domestic
- Employees (FTE)
- 117
- Domestic deposits
- $890.4M
- Allowance for credit losses
- $8.0M
- Net charge-offs (YTD)
- $60K
- Average total assets
- $973.5M
- Average total loans
- $879.2M
- Average interest-bearing deposits
- $704.1M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- October 12, 2000
- FDIC Cert
- 57069
- Fed RSSD
- 2948058
- SEC CIK
- 2027208 → filed by STORY BANCSHARES
- Website
- www.story.bank →
- Parent Holding Company
- STORY BANCSHARES (RSSD 3374935)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD. The UBPR's YTD ROA divides by the average of the quarterly average assets the bank reports on Schedule RC-K, while FDIC BankFind divides by the average of quarter-end total assets, so FDIC's ROA can differ from the YTD figure by a few hundredths of a point.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Story Bank dba Story Financial Partners terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock Story Bank dba Story Financial Partners, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
Story Bank dba Story Financial Partners rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.23% | 0.95% | 0.37% | 0.75% | 3.82% |
| Q1 2026 | 12.26% | 0.85% | 0.00% | 0.02% | 3.69% |
| Q4 2025 | 12.08% | 0.89% | 0.01% | 0.09% | 3.63% |
| Q3 2025 | 12.66% | 0.78% | 0.01% | 0.08% | 3.66% |
| Q2 2025 | 12.42% | 0.88% | 0.00% | 0.03% | 3.63% |
| Q1 2025 | 12.52% | 0.73% | 0.03% | 0.22% | 3.43% |
| Q4 2024 | 12.07% | 0.91% | 0.00% | 0.03% | 3.71% |
| Q3 2024 | 12.60% | 0.66% | 0.00% | 0.03% | 3.25% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 7 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Story Bank dba Story Financial Partners (main office) | Jackson , MS | 39211 | $576.7M |
| Highland Colony Parkway Branch | Ridgeland , MS | 39157 | $119.1M |
| Southaven Branch | Southaven , MS | 38672 | $65.6M |
| Aaron Brenner Drive Branch | Memphis , TN | 38120 | $60.5M |
| Oxford Branch | Oxford , MS | 38655 | $52.0M |
| Huntsville Branch | Huntsville , AL | 35801 | $10.0M |
| Flowood Branch | Flowood , MS | 39232 | $6.5M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| May 1, 2015 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| May 1, 2015 | Structure Change | Acquired DeSoto County Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
What the public regulatory sources show for Story Bank dba Story Financial Partners, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- Not on file: no matched FDIC, Federal Reserve or OCC action
- Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 1.0% of deposits in MS, rank 18 of 81 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 248 applications, 173 loans originated, $76.8M originated, across 8 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $516K approved, $516K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2023 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
Add this badge to your website
Free to use. The badge always shows Story Bank dba Story Financial Partners’s most recent filed regulatory figures. It updates automatically each quarter, so it never goes stale.
Similar banks
Compare Story Bank dba Story Financial Partners with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet. Pick a peer to view the full head-to-head.
Frequently asked about Story Bank dba Story Financial Partners
What are Story Bank dba Story Financial Partners's total assets?
As of the Q2 2026 filing, Story Bank dba Story Financial Partners reported total assets of $1.01 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Story Bank dba Story Financial Partners headquartered?
Story Bank dba Story Financial Partners is headquartered in Jackson, MS, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.
When was Story Bank dba Story Financial Partners founded?
Story Bank dba Story Financial Partners was established in 2000, per the FDIC institution directory.
Is Story Bank dba Story Financial Partners FDIC-insured?
Yes. Story Bank dba Story Financial Partners is an FDIC-insured commercial bank (FDIC Certificate #57069). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Story Bank dba Story Financial Partners?
Story Bank dba Story Financial Partners's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Story Bank dba Story Financial Partners's CET1 capital ratio?
Story Bank dba Story Financial Partners reported a Common Equity Tier 1 (CET1) capital ratio of 12.23% in its Q2 2026 call report, above regulatory requirements.
How many branches does Story Bank dba Story Financial Partners operate?
Story Bank dba Story Financial Partners operates 7 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Story Bank dba Story Financial Partners's Texas Ratio?
Story Bank dba Story Financial Partners's Texas Ratio is 0.75% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
Go deeper on Story Bank dba Story Financial Partners.
Unlock the full terminal: 26 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Unlock Story Bank dba Story Financial Partners, freeFree account