First National Bank in Pinckneyville: Financial Reports & UBPR Data
BankRegReports is independent of First National Bank in Pinckneyville and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
First National Bank in Pinckneyville, based in Pinckneyville, Illinois, reported $138 million in assets at June 30, 2026. It pays an average of 0.84% on its deposits and borrowings, about half the median of 1.80% for the 2,660 banks with $100 million to $1 billion in assets. It also grew its loan book 15.3% over the year, about triple the median of 5.5% for banks its size.
Earnings fell sharply: quarterly net income of $397,000 was 84% below a year earlier. Over the same year, loans grew 15.3% and deposits shrank 1.0%. Credit is the area to watch: it carries problem assets equal to 11.9% of the capital and reserves that would absorb them, 4.5 times the median of 2.6% for banks its size.
As of June 30, 2026, First National Bank in Pinckneyville reported a CET1 capital ratio of 22.01%, a return on assets of 1.14%, a nonperforming-loan ratio of 2.01% and a Texas ratio of 11.85%, according to its call report filed with the FFIEC.
Headquarters Profile
- Address
- 210 S Main St, Pinckneyville, IL 62274
- County
- Perry
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 8, St. Louis
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1901
- Offices
- 1 domestic
- Employees (FTE)
- 23
- Domestic deposits
- $124.5M
- Allowance for credit losses
- $670K
- Net charge-offs (YTD)
- $18K
- Average total assets
- $139.4M
- Average total loans
- $68.0M
- Average interest-bearing deposits
- $97.0M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 30, 1934
- FDIC Cert
- 13813
- Fed RSSD
- 340443
- Website
- www.fnbpville.com →
- Parent Holding Company
- FIRST PERRY BANCORP, INC. (RSSD 1099579)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD. The UBPR's YTD ROA divides by the average of the quarterly average assets the bank reports on Schedule RC-K, while FDIC BankFind divides by the average of quarter-end total assets, so FDIC's ROA can differ from the YTD figure by a few hundredths of a point. Net interest margin is the UBPR's tax-equivalent figure over the UBPR's own average earning assets. FDIC BankFind's is not tax-equivalent and divides by the average of quarter-end earning assets including the prior year-end, so after a merger FDIC's margin can differ from ours by several tenths of a point.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full First National Bank in Pinckneyville terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock First National Bank in Pinckneyville, freeFirst National Bank in Pinckneyville rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Metric pages for First National Bank in Pinckneyville: CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 22.01% | 1.14% | 2.01% | 11.85% | 4.07% |
| Q1 2026 | 21.82% | 1.27% | 1.93% | 11.08% | 4.15% |
| Q4 2025 | 21.99% | 1.16% | 1.80% | 10.78% | 4.34% |
| Q3 2025 | 25.21% | 1.20% | 1.58% | 8.19% | 4.34% |
| Q2 2025 | 25.36% | 7.39% | 1.76% | 10.58% | 4.26% |
| Q1 2025 | 23.27% | 1.13% | 1.47% | 9.47% | 4.01% |
| Q4 2024 | 23.01% | 1.05% | 1.52% | 9.42% | 3.78% |
| Q3 2024 | 24.47% | 1.09% | 1.80% | 9.71% | 3.79% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View the branch →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First National Bank in Pinckneyville (main office) | Pinckneyville , IL | 62274 | $124.5M |
Regulatory record
What the public regulatory sources show for First National Bank in Pinckneyville, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- Not on file: no matched FDIC, Federal Reserve or OCC action
- Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in IL, rank 273 of 383 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- Not on file: no HMDA filing matched
- Period: not on file. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 2 loans, $135K approved, $68K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 1999 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
Add this badge to your website
Free to use. The badge always shows First National Bank in Pinckneyville’s most recent filed regulatory figures. It updates automatically each quarter, so it never goes stale.
Similar banks
Compare First National Bank in Pinckneyville with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet. Pick a peer to view the full head-to-head.
Frequently asked about First National Bank in Pinckneyville
What are First National Bank in Pinckneyville's total assets?
As of the Q2 2026 filing, First National Bank in Pinckneyville reported total assets of $138.4 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is First National Bank in Pinckneyville headquartered?
First National Bank in Pinckneyville is headquartered in Pinckneyville, IL, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.
When was First National Bank in Pinckneyville founded?
First National Bank in Pinckneyville was established in 1901, per the FDIC institution directory.
Is First National Bank in Pinckneyville FDIC-insured?
Yes. First National Bank in Pinckneyville is an FDIC-insured commercial bank (FDIC Certificate #13813). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First National Bank in Pinckneyville?
First National Bank in Pinckneyville's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is First National Bank in Pinckneyville's CET1 capital ratio?
First National Bank in Pinckneyville reported a Common Equity Tier 1 (CET1) capital ratio of 22.01% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does First National Bank in Pinckneyville operate?
First National Bank in Pinckneyville operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is First National Bank in Pinckneyville's Texas Ratio?
First National Bank in Pinckneyville's Texas Ratio is 11.85% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
Go deeper on First National Bank in Pinckneyville.
Unlock the full terminal: 26 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Unlock First National Bank in Pinckneyville, freeFree account