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Glennville Bank: Financial Reports & UBPR Data

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Glennville, GA $100M to $1B in assets Est. January 18, 1905 FDIC #9244 RSSD #439132 Routing #061204683 FDIC

Data as of · sourced from FFIEC call reports. How we update

Assets
$444.2M
Deposits
$395.5M
Loans
$210.2M
Equity
$44.0M

Problem loans are rising at Glennville Bank. Based in Glennville, Georgia, it had $444 million in assets at June 30, 2026, up 6.4% from a year earlier. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 1.09% of loans from 0.78% a year earlier. It shrank its loan book 0.7% over the year, lower than about three-quarters of the 2,660 banks with $100 million to $1 billion in assets (median 5.5%). It also holds common equity equal to 21.74% of its risk-weighted assets, higher than about three-quarters of banks its size (median 15.12%).

Loans and deposits moved in opposite directions: over the year loans fell 0.7% and deposits rose 5.6%. Paper losses on its bond portfolio are shrinking: unrealized losses of $8.0 million equal 16% of Tier 1 capital, down from 23% a year earlier.

As of June 30, 2026, Glennville Bank reported a CET1 capital ratio of 21.74%, a return on assets of 1.58%, a nonperforming-loan ratio of 1.09% and a Texas ratio of 4.77%, according to its call report filed with the FFIEC.

Headquarters Profile

Address
102 E Barnard St, Glennville, GA 30427
County
Tattnall
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
FDIC Region
Atlanta (Region 5)
Federal Reserve member
No
Federal Reserve district
District 6, Atlanta
Fiduciary (trust) powers
—
Call Report form
FFIEC 041
Established
January 18, 1905
Offices
7 domestic
Employees (FTE)
73
Domestic deposits
$395.5M
Allowance for credit losses
$4.5M
Net charge-offs (YTD)
$70K
Average total assets
$447.5M
Average total loans
$212.4M
Average interest-bearing deposits
$311.6M
Tax status
C corporation
Ownership
Stock
Community bank
Yes
FDIC-insured since
January 1, 1934
FDIC Cert
9244
Fed RSSD
439132

Profitability

Q2 annualized
Return on Assets1.58%YTD 1.54%
Return on Equity16.35%YTD 15.94%
Net Interest Margin4.11%YTD 4.10%

Balance Sheet

Total liabilities$400.2M
Cash & balances due$102.7M
Securities, available-for-sale$115.9M
Securities, held-to-maturity$0
Goodwill & intangibles$695K

Income Statement

Net income Q2$1.8M
Net interest income YTD$8.5M
Total interest income YTD$11.6M
Total interest expense YTD$3.1M
Provision for credit losses YTD$30K

Operating & Funding

Total noninterest income YTD$1.3M
Total noninterest expense YTD$5.3M

Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD.

Quarterly trends

Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.

Total assets and total liabilities

Balances at each quarter end. The gap between the two lines is equity capital.

Loans and leases against deposits

Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.

Securities and cash

Balances at each quarter end. Each line is its own balance, not stacked on the other.

Interest income against interest expense

Each bar is that quarter alone. The gap between the two is net interest income.

Net interest income

What the balance sheet earned on spread that quarter, before fees and operating costs.

Noninterest income against noninterest expense

Fees, trading and other income against salaries, premises and the rest of the cost base.

Provision for credit losses

What the bank charged to earnings that quarter to build its allowance for expected losses.

Net income

Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.

Return on assets and net interest margin
CET1 and Tier 1 leverage ratios

CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.

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Glennville Bank rankings

How this bank ranks on each leaderboard. Click any rank to see the full ranked list.

Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.

Quarterly trend: last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

Quarter CET1 ROA NPL Texas NIM
Q2 2026 21.74% 1.58% 1.09% 4.77% 4.11%
Q1 2026 20.48% 1.50% 0.83% 8.60% 4.09%
Q4 2025 19.97% 1.29% 0.68% 3.33% 4.31%
Q3 2025 20.56% 1.45% 0.66% 3.17% 4.12%
Q2 2025 20.04% 1.55% 0.78% 3.98% 4.14%
Q1 2025 19.53% 1.43% 0.75% 3.88% 3.94%
Q4 2024 18.71% 1.12% 0.71% 3.93% 4.18%
Q3 2024 19.05% 1.50% 0.75% 3.91% 4.02%

Swipe the table sideways to see every column.

Branch Network

Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 7 branches →

1–7 of 7
Branch Location ZIP Deposits
Glennville Bank (main office) Glennville , GA 30427 $192.2M
Tippins Bank Branch Claxton , GA 30417 $80.3M
Ludowici Branch Ludowici , GA 31316 $57.0M
Statesboro Statesboro , GA 30458 $33.4M
Reidsville Bank, A Branch of Glennville Bank Reidsville , GA 30453 $32.6M
West Main Street Branch Claxton , GA 30417 $0
Main Street Facility Glennville , GA 30427 $0

Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

Date Category Event Source
January 1, 2012 Merger Participated in Absorption/Consolidation/Merger FDIC
January 1, 2012 Structure Change Acquired Tippins Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC

Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.

Regulatory record

What the public regulatory sources show for Glennville Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.

Enforcement actions
Not on file: no matched FDIC, Federal Reserve or OCC action
Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
0.1% of deposits in GA, rank 65 of 179 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
389 applications, 329 loans originated, $43.8M originated, across 1 states
Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
SBA 7(a) lending
1 loans, $785K approved, $785K average. 0.00% of that year's loans have since been charged off
Period: Federal fiscal year 2011 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
Consumer complaints
Not on file: no CFPB complaints matched
Period: not on file. Source: CFPB consumer complaint database.
CFPB enforcement
Not on file: CFPB enforcement actions are not loaded
Period: not on file. Source: CFPB enforcement actions.
CRA examination rating
Not on file: FFIEC CRA ratings are not loaded
Period: not on file. Source: FFIEC CRA ratings.

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Frequently asked about Glennville Bank

What are Glennville Bank's total assets?

As of the Q2 2026 filing, Glennville Bank reported total assets of $444.2 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Glennville Bank headquartered?

Glennville Bank is headquartered in Glennville, GA, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.

When was Glennville Bank founded?

Glennville Bank was established in 1905, per the FDIC institution directory.

Is Glennville Bank FDIC-insured?

Yes. Glennville Bank is an FDIC-insured commercial bank (FDIC Certificate #9244). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Glennville Bank?

Glennville Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Glennville Bank's CET1 capital ratio?

Glennville Bank reported a Common Equity Tier 1 (CET1) capital ratio of 21.74% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

How many branches does Glennville Bank operate?

Glennville Bank operates 7 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Glennville Bank's Texas Ratio?

Glennville Bank's Texas Ratio is 4.77% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.

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