Greenville Federal: Financial Reports & UBPR Data
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Data as of · sourced from FFIEC call reports. How we update
Greenville Federal spends more to run itself than most banks of its size. The Greenville, Ohio bank had $264 million in assets at June 30, 2026. It earns about $0.21 a year on every $100 of assets, a small fraction of the median of $1.28 for the 2,660 banks with $100 million to $1 billion in assets. It also spends about 94 cents to bring in each dollar of revenue, higher than about 9 in 10 banks its size (median 61 cents).
Problem loans fell by more than half over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.09% of loans from 0.46%. Loans and deposits moved in opposite directions: over the year loans fell 2.0% and deposits rose 3.2%. Where it has less room is capital: it holds common equity equal to 11.16% of its risk-weighted assets, lower than about 9 in 10 banks its size (median 15.12%).
As of June 30, 2026, Greenville Federal reported a CET1 capital ratio of 11.16%, a return on assets of 0.21%, a nonperforming-loan ratio of 0.09% and a Texas ratio of 4.79%, according to its call report filed with the FFIEC.
Headquarters Profile
- Address
- 690 Wagner Ave, Greenville, OH 45331
- County
- Darke
- Metro Area
- Greenville, OH
- Charter
- Federal savings bank, federal charter, OCC-supervised (pre-2011 OTS)
- Primary Regulator
- OCC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- —
- Federal Reserve district
- District 4, Cleveland
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1883
- Offices
- 4 domestic
- Employees (FTE)
- 45
- Domestic deposits
- $240.8M
- Allowance for credit losses
- $1.7M
- Net charge-offs (YTD)
- $13K
- Average total assets
- $265.0M
- Average total loans
- $204.9M
- Average interest-bearing deposits
- $195.4M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- August 9, 1989
- FDIC Cert
- 27965
- Fed RSSD
- 567679
- SEC CIK
- 1348184 → filed by GREENVILLE FEDERAL MHC
- Website
- www.greenvillefederal.com →
- Parent Holding Company
- GREENVILLE FEDERAL FINANCIAL CORPORATION (RSSD 3828607)
- Ultimate Parent
- GREENVILLE FEDERAL MHC (RSSD 3828595)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD. The UBPR's YTD ROA divides by the average of the quarterly average assets the bank reports on Schedule RC-K, while FDIC BankFind divides by the average of quarter-end total assets, so FDIC's ROA can differ from the YTD figure by a few hundredths of a point. Net interest margin is the UBPR's tax-equivalent figure over the UBPR's own average earning assets. FDIC BankFind's is not tax-equivalent and divides by the average of quarter-end earning assets including the prior year-end, so after a merger FDIC's margin can differ from ours by several tenths of a point.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Greenville Federal terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock Greenville Federal, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Held-to-maturity securities carry unrealized losses worth 10–25% of book equity. Carried at amortized cost, they do not reduce reported capital, but they shrink the bank's true mark-to-market cushion if the securities ever have to be sold. BankRegReports analysis, HTM marks aren't a reported regulatory metric.
Greenville Federal rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.16% | 0.21% | 0.09% | 4.79% | 3.39% |
| Q1 2026 | 10.64% | 0.16% | 0.08% | 4.70% | 3.40% |
| Q4 2025 | 10.57% | 0.20% | 0.08% | 4.74% | 3.36% |
| Q3 2025 | 10.53% | 0.11% | 0.06% | 4.96% | 3.17% |
| Q2 2025 | 10.52% | 0.02% | 0.46% | 4.53% | 3.15% |
| Q1 2025 | 10.69% | -0.13% | 0.48% | 4.61% | 3.05% |
| Q4 2024 | 10.69% | -1.29% | 0.46% | 4.51% | 2.80% |
| Q3 2024 | 11.31% | -0.29% | 0.51% | 4.81% | 2.86% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 4 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Greenville Federal (main office) | Greenville , OH | 45331 | $187.7M |
| Troy South Banking Center Branch | Troy , OH | 45373 | $24.8M |
| Tipp City Banking Center Branch | Tipp City , OH | 45371 | $18.4M |
| Troy North Banking Center Branch | Troy , OH | 45373 | $9.9M |
Regulatory record
What the public regulatory sources show for Greenville Federal, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- Not on file: no matched FDIC, Federal Reserve or OCC action
- Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in OH, rank 96 of 185 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 152 applications, 128 loans originated, $27.9M originated, across 4 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 2 loans, $144K approved, $72K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2023 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about Greenville Federal
What are Greenville Federal's total assets?
As of the Q2 2026 filing, Greenville Federal reported total assets of $263.9 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Greenville Federal headquartered?
Greenville Federal is headquartered in Greenville, OH, United States. It files quarterly FFIEC call reports, as every FDIC-insured savings institution must.
When was Greenville Federal founded?
Greenville Federal was established in 1883, per the FDIC institution directory.
Is Greenville Federal FDIC-insured?
Yes. Greenville Federal is an FDIC-insured savings institution (FDIC Certificate #27965). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Greenville Federal?
Greenville Federal's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Greenville Federal's CET1 capital ratio?
Greenville Federal reported a Common Equity Tier 1 (CET1) capital ratio of 11.16% in its Q2 2026 call report, above regulatory requirements.
How many branches does Greenville Federal operate?
Greenville Federal operates 4 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Greenville Federal's Texas Ratio?
Greenville Federal's Texas Ratio is 4.79% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
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