TBK Bank, SSB: Financial Reports & UBPR Data
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Data as of · sourced from FFIEC call reports. How we update
TBK Bank, SSB, based in Dallas, Texas, reported $7.4 billion in assets at June 30, 2026, up 13.9% from a year earlier. It returns 5.0% a year on shareholders' equity, about a third the median of 12.6% for the 895 banks with $1 billion to $10 billion in assets. It also spends about 81 cents to bring in each dollar of revenue, higher than about 9 in 10 banks its size (median 58 cents).
Earnings jumped: net income for the quarter was $13 million, 104% above the same quarter a year earlier. Over the same year, loans grew 10.5% and deposits grew 19.8%. Credit is the area to watch: it carries problem assets equal to 13.0% of the capital and reserves that would absorb them, 3.6 times the median of 3.6% for banks its size.
As of June 30, 2026, TBK Bank, SSB reported a CET1 capital ratio of 11.36%, a return on assets of 0.73%, a nonperforming-loan ratio of 1.65% and a Texas ratio of 12.99%, according to its call report filed with the FFIEC.
Headquarters Profile
- Address
- 12700 Park Central Dr, Dallas, TX 75251
- County
- Dallas
- Metro Area
- Dallas-Fort Worth-Arlington, TX
- Charter
- State-chartered stock savings bank, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- —
- Federal Reserve district
- District 11, Dallas
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 041
- Established
- July 15, 1981
- Former names
- Triumph Savings Bank, SSB (2010-2015); Equity Bank,SSB (2004-2010)
- Offices
- 62 domestic
- Employees (FTE)
- 1,459
- Domestic deposits
- $6.23B
- Allowance for credit losses
- $34.8M
- Net charge-offs (YTD)
- $3.6M
- Average total assets
- $7.26B
- Average total loans
- $5.27B
- Average interest-bearing deposits
- $2.51B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- July 15, 1981
- FDIC Cert
- 23498
- Fed RSSD
- 766164
- SEC CIK
- 1539638 → filed by TRIUMPH FINANCIAL, INC.
- Website
- www.tbkbank.com →
- Parent Holding Company
- TRIUMPH FINANCIAL, INC. (RSSD 3233126) · TFIN
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Aaron P Graft | CEO | President & CEO |
| Todd Ritterbusch | PRES | President - TBK Bank, SSB |
| William B. Voss | CFO | Chief Financial Officer |
| Schreyer Edward Joseph | COO | EVP, Chief Operating Officer |
| Adam D Nelson | GC | EVP and General Counsel |
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full TBK Bank, SSB terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock TBK Bank, SSB, freeTBK Bank, SSB rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.36% | 0.73% | 1.65% | 12.99% | 6.16% |
| Q1 2026 | 11.54% | 0.52% | 1.77% | 15.06% | 6.02% |
| Q4 2025 | 11.77% | 1.29% | 1.18% | 10.25% | 6.45% |
| Q3 2025 | 11.17% | 0.24% | 1.36% | 10.60% | 6.38% |
| Q2 2025 | 10.90% | 0.40% | 1.59% | 12.73% | 6.45% |
| Q1 2025 | 14.00% | 0.15% | 2.11% | 12.73% | 6.44% |
| Q4 2024 | 14.17% | 0.46% | 2.52% | 14.88% | 6.76% |
| Q3 2024 | 15.08% | 0.56% | 2.67% | 14.65% | 6.95% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 62 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| TBK Bank, SSB (main office) | Dallas , TX | 75251 | $3.37B |
| Sherry Lane Branch | Dallas , TX | 75225 | $483.8M |
| Durango Branch | Durango , CO | 81301 | $242.4M |
| Grants Branch | Grants , NM | 87020 | $162.1M |
| Bettendorf Branch | Bettendorf , IA | 52722 | $123.6M |
| Elgin Branch | Elgin , IL | 60124 | $99.9M |
| 30 North 4th Branch | Brighton , CO | 80601 | $93.7M |
| Keenesburg Branch | Keenesburg , CO | 80643 | $82.9M |
| Bayfield Office Branch | Bayfield , CO | 81122 | $71.5M |
| Morrison Branch | Morrison , IL | 61270 | $52.8M |
| 42nd St. Branch | East Moline , IL | 61244 | $52.1M |
| Brighton Bromley Lane Branch | Brighton , CO | 80601 | $48.5M |
| Stratton Branch | Stratton , CO | 80836 | $46.3M |
| 6171 North Washington Branch | Denver , CO | 80216 | $44.8M |
| Mead Branch | Mead , CO | 80542 | $44.0M |
| Carbon Valley Branch | Dacono , CO | 80514 | $43.3M |
| Jersey Ridge Branch | Davenport , IA | 52807 | $42.4M |
| Buena Vista Branch | Buena Vista , CO | 81211 | $41.9M |
| Strasburg Branch | Strasburg , CO | 80136 | $41.7M |
| Pagosa Springs Branch | Pagosa Springs , CO | 81147 | $40.5M |
| Fairplay Branch | Fairplay , CO | 80440 | $40.1M |
| La Salle Branch | La Salle , CO | 80645 | $39.6M |
| Hudson Branch | Hudson , CO | 80642 | $38.6M |
| Fortino Branch | Pueblo , CO | 81008 | $38.2M |
| 1523 Eighth Street Branch | East Moline , IL | 61244 | $37.2M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| January 1, 2025 | Structure Change | Acquired Triumph Financial Services LLC Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 8, 2018 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 8, 2018 | Structure Change | Acquired The First National Bank of Durango Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| December 9, 2017 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 9, 2017 | Structure Change | Acquired Valley Bank & Trust Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 1, 2016 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 1, 2016 | Structure Change | Acquired Colorado East Bank & Trust Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 1, 2015 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 1, 2015 | Structure Change | Acquired Triumph Community Bank, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 9 events.
Regulatory record
What the public regulatory sources show for TBK Bank, SSB, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- Not on file: no matched FDIC, Federal Reserve or OCC action
- Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.2% of deposits in TX, rank 42 of 447 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 284 applications, 106 loans originated, $41.7M originated, across 9 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $486K approved, $486K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2023 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about TBK Bank, SSB
What are TBK Bank, SSB's total assets?
As of the Q2 2026 filing, TBK Bank, SSB reported total assets of $7.40 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is TBK Bank, SSB headquartered?
TBK Bank, SSB is headquartered in Dallas, TX, United States. It files quarterly FFIEC call reports, as every FDIC-insured savings bank must.
When was TBK Bank, SSB founded?
TBK Bank, SSB was established in 1981, per the FDIC institution directory.
Is TBK Bank, SSB FDIC-insured?
Yes. TBK Bank, SSB is an FDIC-insured savings bank (FDIC Certificate #23498). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates TBK Bank, SSB?
TBK Bank, SSB's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is TBK Bank, SSB's CET1 capital ratio?
TBK Bank, SSB reported a Common Equity Tier 1 (CET1) capital ratio of 11.36% in its Q2 2026 call report, above regulatory requirements.
How many branches does TBK Bank, SSB operate?
TBK Bank, SSB operates 62 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is TBK Bank, SSB's Texas Ratio?
TBK Bank, SSB's Texas Ratio is 12.99% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was TBK Bank, SSB previously called?
The charter now named TBK Bank, SSB has also operated as Triumph Savings Bank, SSB (2010-2015), Equity Bank,SSB (2004-2010), per FDIC structure-change records.
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