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Security National Bank of Omaha: Financial Reports & UBPR Data

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Omaha, NE $1B to $10B in assets Est. September 1, 1964 FDIC #19213 RSSD #844053 Routing #104000841 OCC

Data as of · sourced from FFIEC call reports. How we update

Assets
$1.86B
Deposits
$1.50B
Loans
$1.38B
Equity
$181.3M

Problem loans are rising at Security National Bank of Omaha. The Omaha, Nebraska bank had $1.9 billion in assets at June 30, 2026, up 2.5% from a year earlier. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 1.03% of loans from 0.11% a year earlier. It lost 1.7% of its deposits over the year, lower than about 9 in 10 of the 895 banks with $1 billion to $10 billion in assets (median 5.1%). It also holds about half of its deposits (48%) above the FDIC insurance limit, higher than about three-quarters of banks its size (median 30.9%).

Delinquency has appeared in its $321 million non-owner-occupied commercial real estate book: 4.26% of those loans are past due or on nonaccrual, against almost none a year earlier. Net income for the quarter rose 15% from a year earlier, to $6.4 million.

As of June 30, 2026, Security National Bank of Omaha reported a CET1 capital ratio of 13.37%, a return on assets of 1.38%, a nonperforming-loan ratio of 1.03% and a Texas ratio of 7.10%, according to its call report filed with the FFIEC.

Headquarters Profile

Address
1120 S 101st St, Omaha, NE 68124
County
Douglas
Metro Area
Omaha, NE-IA
Charter
Commercial bank, national (federal) charter, Fed member, OCC-supervised
Primary Regulator
OCC
FDIC Region
Kansas City (Region 11)
Federal Reserve member
Yes
Federal Reserve district
District 10, Kansas City
Fiduciary (trust) powers
Full trust powers granted
Call Report form
FFIEC 041
Established
September 1, 1964
Offices
14 domestic
Employees (FTE)
242
Domestic deposits
$1.50B
Allowance for credit losses
$19.5M
Net charge-offs (YTD)
-$4K
Average total assets
$1.85B
Average total loans
$1.35B
Average interest-bearing deposits
$1.23B
Tax status
C corporation
Ownership
Stock
Community bank
Yes
FDIC-insured since
September 1, 1964
FDIC Cert
19213
Fed RSSD
844053

Profitability

Q2 annualized
Return on Assets1.38%YTD 1.47%
Return on Equity14.29%YTD 14.95%
Net Interest Margin4.31%YTD 4.31%

Balance Sheet

Total liabilities$1.68B
Cash & balances due$190.8M
Securities, available-for-sale$240.9M
Securities, held-to-maturity$0
Goodwill & intangibles$236K

Income Statement

Net income Q2$6.4M
Net interest income YTD$37.6M
Total interest income YTD$50.4M
Total interest expense YTD$12.8M
Provision for credit losses YTD$0

Operating & Funding

Total noninterest income YTD$9.0M
Total noninterest expense YTD$29.6M

Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD. The UBPR's YTD ROA divides by the average of the quarterly average assets the bank reports on Schedule RC-K, while FDIC BankFind divides by the average of quarter-end total assets, so FDIC's ROA can differ from the YTD figure by a few hundredths of a point.

Quarterly trends

Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.

Total assets and total liabilities

Balances at each quarter end. The gap between the two lines is equity capital.

Loans and leases against deposits

Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.

Securities and cash

Balances at each quarter end. Each line is its own balance, not stacked on the other.

Interest income against interest expense

Each bar is that quarter alone. The gap between the two is net interest income.

Net interest income

What the balance sheet earned on spread that quarter, before fees and operating costs.

Noninterest income against noninterest expense

Fees, trading and other income against salaries, premises and the rest of the cost base.

Provision for credit losses

What the bank charged to earnings that quarter to build its allowance for expected losses.

Net income

Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.

Return on assets and net interest margin
CET1 and Tier 1 leverage ratios

CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.

CRE concentration at 249% of capital, approaching guidance BRR analysis What does this mean? →

Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.

Security National Bank of Omaha rankings

How this bank ranks on each leaderboard. Click any rank to see the full ranked list.

Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.

Metric pages for Security National Bank of Omaha: Uninsured deposits.

Quarterly trend: last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

Quarter CET1 ROA NPL Texas NIM
Q2 2026 13.37% 1.38% 1.03% 7.10% 4.31%
Q1 2026 13.49% 1.56% 1.04% 7.16% 4.32%
Q4 2025 13.32% 1.29% 0.19% 1.15% 4.45%
Q3 2025 12.73% 1.30% 0.12% 0.72% 4.17%
Q2 2025 12.23% 1.24% 0.14% 0.81% 4.10%
Q1 2025 12.20% 1.28% 0.14% 0.80% 3.94%
Q4 2024 12.16% 1.10% 0.16% 0.49% 4.23%
Q3 2024 12.23% 1.10% 0.29% 1.41% 3.98%

Swipe the table sideways to see every column.

Branch Network

Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 14 branches →

1–14 of 14
Branch Location ZIP Deposits
Security National Bank of Omaha (main office) Omaha , NE 68124 $622.2M
Farnam Branch Omaha , NE 68131 $284.4M
Union Dallas Branch Dallas , TX 75201 $210.8M
Aksarben Branch Omaha , NE 68106 $82.2M
Legacy Branch Omaha , NE 68130 $60.1M
Cass Street Branch Omaha , NE 68114 $57.9M
Council Bluffs Branch Council Bluffs , IA 51503 $56.9M
Stockyard Branch Omaha , NE 68107 $51.7M
Immanuel Branch Omaha , NE 68152 $47.5M
Jordan Creek Branch West Des Moines , IA 50266 $23.1M
Rockbrook Branch Omaha , NE 68144 $0
Tollway Branch Dallas , TX 75248 $0
Mobile Branch Omaha , NE 68131 $0
Security National Bank Trust Omaha , NE 68124 $0

Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

Date Category Event Source
July 1, 2004 M&A Acquired Kirkpatrick Pettis Trust Company merger for the acquired bank SEC
July 1, 2004 Structure Change Acquired Kirkpatrick Pettis Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
June 30, 2004 Merger Participated in Absorption/Consolidation/Merger FDIC

Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 3 events.

Regulatory record

What the public regulatory sources show for Security National Bank of Omaha, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.

Enforcement actions
None against the institution on file; 2 against individuals associated with it
Period: Most recent action December 11, 2018. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
1.3% of deposits in NE, rank 12 of 161 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
155 applications, 90 loans originated, $36.4M originated, across 7 states
Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
SBA 7(a) lending
28 loans, $30.9M approved, $1.1M average. 0.00% of that year's loans have since been charged off
Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
Consumer complaints
Not on file: no CFPB complaints matched
Period: not on file. Source: CFPB consumer complaint database.
CFPB enforcement
Not on file: CFPB enforcement actions are not loaded
Period: not on file. Source: CFPB enforcement actions.
CRA examination rating
Not on file: FFIEC CRA ratings are not loaded
Period: not on file. Source: FFIEC CRA ratings.

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Security National Bank of Omaha: regulatory capital profile · BankRegReports

Frequently asked about Security National Bank of Omaha

What are Security National Bank of Omaha's total assets?

As of the Q2 2026 filing, Security National Bank of Omaha reported total assets of $1.86 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Security National Bank of Omaha headquartered?

Security National Bank of Omaha is headquartered in Omaha, NE, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.

When was Security National Bank of Omaha founded?

Security National Bank of Omaha was established in 1964, per the FDIC institution directory.

Is Security National Bank of Omaha FDIC-insured?

Yes. Security National Bank of Omaha is an FDIC-insured commercial bank (FDIC Certificate #19213). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Security National Bank of Omaha?

Security National Bank of Omaha's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Security National Bank of Omaha's CET1 capital ratio?

Security National Bank of Omaha reported a Common Equity Tier 1 (CET1) capital ratio of 13.37% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

How many branches does Security National Bank of Omaha operate?

Security National Bank of Omaha operates 14 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Security National Bank of Omaha's Texas Ratio?

Security National Bank of Omaha's Texas Ratio is 7.10% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.

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