Amerasia Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Risk-weighted assets, which rose 4.6% to $874.9M. Amerasia Bank ranks 26th of 82 New York banks on CET1 ratio, in the upper half at 18.40% (Q2 2026). The median for banks in the $1B-10B asset tier is 13.48% on CET1 ratio. Amerasia Bank sits 4.92 points higher, at 18.40% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 18.40% |
| Tier 1 risk-based capital ratio | 18.40% |
| Total risk-based capital ratio | 19.27% |
| Tier 1 leverage ratio | 15.12% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $161.0M |
| Tier 1 capital | $161.0M |
| Total risk-based capital | $168.6M |
| Total equity capital | $160.8M |
| Risk-weighted assets | $874.9M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 14.82% |
| Tangible equity to tangible assets | 14.82% |
| Equity capital to average assets | 15.10% |
| Internal capital growth rate | 11.57% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $3.9M |
| Common stock surplus | $8.0M |
| Retained earnings | $149.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$438K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 18.12% | 18.12% | 19.05% | 15.44% | $701.7M |
| Q4 2023 | 18.16% | 18.16% | 19.11% | 15.29% | $692.0M |
| Q1 2024 | 18.43% | 18.43% | 19.37% | 15.48% | $703.7M |
| Q2 2024 | 18.84% | 18.84% | 19.79% | 15.52% | $711.3M |
| Q3 2024 | 19.08% | 19.08% | 20.03% | 15.28% | $728.2M |
| Q4 2024 | 18.53% | 18.53% | 19.46% | 14.35% | $738.0M |
| Q1 2025 | 18.66% | 18.66% | 19.56% | 14.43% | $758.9M |
| Q2 2025 | 18.91% | 18.91% | 19.80% | 14.75% | $777.8M |
| Q3 2025 | 19.86% | 19.86% | 20.74% | 15.40% | $776.3M |
| Q4 2025 | 19.34% | 19.34% | 20.22% | 15.41% | $784.5M |
| Q1 2026 | 18.71% | 18.71% | 19.56% | 15.38% | $836.5M |
| Q2 2026 | 18.40% | 18.40% | 19.27% | 15.12% | $874.9M |
Amerasia Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Amerasia Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Amerasia Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 27267) · FFIEC NIC profile (RSSD 1169650)