Amerasia Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 2.55 percentage points lower than in Q1 2026, at 123.90%. Within New York, Amerasia Bank is 42nd of 105 on loan-to-deposit ratio, 89.90% as of Q2 2026, above the middle of the field. The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio; Amerasia Bank reported 89.90% for Q2 2026, nearly level with it.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $78.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $230.2M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $3.9M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.36% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 89.90% |
| Net loans and leases to deposits | 89.07% |
| Loans and leases to core deposits | 123.90% |
| Core deposits to total deposits | 72.51% |
| Brokered deposits to total deposits | 2.83% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 112.08% | 80.35% | $0 | $36.9M |
| Q4 2023 | 111.46% | 79.24% | $0 | $36.6M |
| Q1 2024 | 108.00% | 76.57% | $0 | $36.2M |
| Q2 2024 | 107.51% | 75.22% | $0 | $35.9M |
| Q3 2024 | 99.91% | 73.25% | $0 | $35.6M |
| Q4 2024 | 96.91% | 73.24% | $0 | $27.4M |
| Q1 2025 | 94.25% | 73.31% | $0 | $27.0M |
| Q2 2025 | 92.59% | 73.14% | $0 | $27.0M |
| Q3 2025 | 92.14% | 73.50% | $0 | $24.7M |
| Q4 2025 | 89.40% | 73.29% | $0 | $4.4M |
| Q1 2026 | 91.24% | 72.11% | $0 | $4.2M |
| Q2 2026 | 89.90% | 72.51% | $0 | $3.9M |
Amerasia Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Amerasia Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Amerasia Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 27267) · FFIEC NIC profile (RSSD 1169650)