Amerasia Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Amerasia Bank of Flushing, NY against its peer group of 927 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.70% | 1.46% | +0.24% | 77th top |
| ROAE | 11.41% | 12.69% | -1.28% | 44th below |
| Net Interest Margin | 4.31% | 3.85% | +0.46% | 83rd top |
| Efficiency Ratio | 38.25% | 57.41% | -19.16% | 94th top |
| PPNR / Avg Assets | 2.63% | 1.88% | +0.75% | 90th top |
| Yield on Earning Assets | 6.70% | 5.72% | +0.98% | 92nd top |
| Cost of Funds | 2.73% | 2.02% | +0.71% | 14th bottom |
| Net Interest Spread | 3.36% | 3.18% | +0.18% | 68th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.17% | 1.00% | +1.17% | 10th bottom |
| NPA / Total Assets | 1.64% | 0.76% | +0.88% | 10th bottom |
| NCO / Avg Loans | 0.00% | 0.43% | -0.43% | 77th top |
| ACL / Total Loans | 0.93% | 1.31% | -0.38% | 21st bottom |
| ACL / NPLs (Coverage) | 42.60% | 564.58% | -521.98% | 6th bottom |
| Texas Ratio | 10.60% | 7.39% | +3.21% | 22nd bottom |
| Provision / NCO | 906.90% | 618.40% | +288.50% | 84th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 18.40% | 17.34% | +1.06% | 88th top |
| Tier 1 Ratio | 18.40% | 17.37% | +1.03% | 88th top |
| Total Capital Ratio | 19.27% | 18.42% | +0.85% | 88th top |
| Leverage Ratio | 15.12% | 11.43% | +3.69% | 93rd top |
| Equity / Assets | 14.82% | 11.33% | +3.49% | 93rd top |
| TCE / Tangible Assets | 14.82% | 10.50% | +4.32% | 94th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 89.90% | 86.95% | +2.95% | 46th below |
| Core Deposit Ratio | 72.51% | 85.56% | -13.05% | 11th bottom |
| Wholesale Funding Ratio | 0.36% | 5.70% | -5.34% | 89th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 8.84% | 9.68% | -0.84% | 71st above |
| Loan Growth (Y/Y) | 8.61% | 8.06% | +0.55% | 68th above |
| Deposit Growth (Y/Y) | 11.87% | 7.87% | +4.00% | 80th top |
See Amerasia Bank's peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Amerasia Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Amerasia Bank profile, how to read a UBPR, or how this data updates.