Amerasia Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 2.16 percentage points higher than in Q1 2026, at 42.60%. Within New York, Amerasia Bank is 14th of 105 on return on assets, 1.70% as of Q2 2026, above the middle of the field. Amerasia Bank reported 1.70% on return on assets for Q2 2026, 0.42 points above the 1.28% median for banks in the $1B-10B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 18.40% |
| Tier 1 risk-based capital ratio | 18.40% |
| Total risk-based capital ratio | 19.27% |
| Tier 1 leverage ratio | 15.12% |
| Equity capital to assets | 14.82% |
| Tangible equity to tangible assets | 14.82% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 2.17% |
| Non-performing assets ratio | 1.64% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 10.60% |
| Allowance for credit losses to loans | 0.93% |
| Reserve coverage of non-performing loans | 42.60% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.70% |
| Return on equity | 11.41% |
| Net interest margin | 4.31% |
| Efficiency ratio | 38.25% |
| Yield on earning assets | 6.70% |
| Cost of funds | 2.73% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 89.90% |
| Core deposits to total deposits | 72.51% |
| Brokered deposits to total deposits | 2.83% |
| Deposits to assets | 84.25% |
| Securities to assets | 14.03% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 18.12% | 18.12% | 19.05% | 15.44% | 2.03% |
| Q4 2023 | 18.16% | 18.16% | 19.11% | 15.29% | 1.94% |
| Q1 2024 | 18.43% | 18.43% | 19.37% | 15.48% | 1.91% |
| Q2 2024 | 18.84% | 18.84% | 19.79% | 15.52% | 2.00% |
| Q3 2024 | 19.08% | 19.08% | 20.03% | 15.28% | 2.17% |
| Q4 2024 | 18.53% | 18.53% | 19.46% | 14.35% | 1.54% |
| Q1 2025 | 18.66% | 18.66% | 19.56% | 14.43% | 1.99% |
| Q2 2025 | 18.91% | 18.91% | 19.80% | 14.75% | 2.20% |
| Q3 2025 | 19.86% | 19.86% | 20.74% | 15.40% | 2.84% |
| Q4 2025 | 19.34% | 19.34% | 20.22% | 15.41% | 1.36% |
| Q1 2026 | 18.71% | 18.71% | 19.56% | 15.38% | 1.88% |
| Q2 2026 | 18.40% | 18.40% | 19.27% | 15.12% | 1.70% |
Amerasia Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Amerasia Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Amerasia Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 27267) · FFIEC NIC profile (RSSD 1169650)