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American Trust & Savings Bank: Balance Sheet

Data as of · Call Report Schedule RC How we update

Assets, liabilities and equity as reported on Schedule RC, the statement every other page on this profile is derived from.

Compared with Q1 2026, Retained earnings fell 5.8% in Q2 2026 to $1.3M, the biggest move on this page. American Trust & Savings Bank has the 2nd lowest total assets of the 225 banks headquartered in Iowa, at $27.8M as of Q2 2026. American Trust & Savings Bank's total assets of $27.8M is well below the $64.7M median for banks in the < $100M asset tier, a gap of 57% (Q2 2026).

Assets

Assets for American Trust & Savings Bank, Q2 2026
Line item Q2 2026
Total assets $27.8M
Cash and balances due from depository institutions —
Total securities $18.8M
Fed funds sold and reverse repos $166K
Net loans and leases $5.3M
Loans held for sale $0
Trading account assets $0
Premises and fixed assets $74K
Other real estate owned $0
Goodwill and other intangibles $0
All other assets $865K

Liabilities

Liabilities for American Trust & Savings Bank, Q2 2026
Line item Q2 2026
Total liabilities $24.4M
Total deposits $23.2M
Fed funds purchased and repos $0
Trading liabilities $0
Other borrowed money $0
Subordinated notes and debentures $0
All other liabilities $1.2M

Equity capital

Equity capital for American Trust & Savings Bank, Q2 2026
Line item Q2 2026
Total equity capital $3.5M
Common stock $300K
Common stock surplus $3.1M
Retained earnings $1.3M
Preferred stock and surplus $0
Accumulated other comprehensive income -$1.2M
Total liabilities and equity capital $27.8M

Balance Sheet trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total assets and total liabilities
Loans, securities and cash

Balance Sheet by quarter

Values plotted above, American Trust & Savings Bank, oldest first
Quarter Total assetsTotal liabilitiesNet loans and leasesSecurities
Q3 2023 $32.2M $29.6M $6.0M $18.7M
Q4 2023 $32.6M $29.4M $6.2M $19.7M
Q1 2024 $33.0M $30.0M $5.9M $19.6M
Q2 2024 $31.1M $27.9M $5.6M $19.4M
Q3 2024 $32.2M $28.5M $5.6M $20.2M
Q4 2024 $33.4M $30.3M $5.5M $19.6M
Q1 2025 $33.6M $30.2M $5.6M $19.5M
Q2 2025 $33.2M $29.7M $5.6M $18.8M
Q3 2025 $30.4M $26.6M $5.2M $19.1M
Q4 2025 $30.9M $27.2M $5.9M $19.3M
Q1 2026 $28.7M $25.1M $5.1M $19.2M
Q2 2026 $27.8M $24.4M $5.3M $18.8M

American Trust & Savings Bank balance sheet, all the way back

Balance Sheet back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedule RC, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full American Trust & Savings Bank profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 10120) · FFIEC NIC profile (RSSD 675341)