Bank of Colorado: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Colorado of Fort Collins, CO against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.46% | 1.46% | +0.00% | 63rd above |
| ROAE | 14.60% | 12.71% | +1.89% | 68th above |
| Net Interest Margin | 3.64% | 3.85% | -0.21% | 45th below |
| Efficiency Ratio | 49.32% | 57.43% | -8.11% | 76th top |
| PPNR / Avg Assets | 2.03% | 1.88% | +0.15% | 70th above |
| Yield on Earning Assets | 4.97% | 5.72% | -0.75% | 19th bottom |
| Cost of Funds | 1.46% | 2.02% | -0.56% | 81st top |
| Net Interest Spread | 2.90% | 3.18% | -0.28% | 38th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.10% | 1.00% | -0.90% | 89th top |
| NPA / Total Assets | 0.07% | 0.76% | -0.69% | 89th top |
| NCO / Avg Loans | 0.01% | 0.43% | -0.42% | 62nd above |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.26% | 1.31% | -0.05% | 66th above |
| ACL / NPLs (Coverage) | 1219.51% | 541.31% | +678.20% | — |
| Texas Ratio | 0.70% | 7.41% | -6.71% | 90th top |
| Provision / NCO | 1186.79% | 616.62% | +570.17% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 14.74% | 17.35% | -2.61% | 67th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 14.74% | 17.38% | -2.64% | 67th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 15.99% | 18.43% | -2.44% | 69th above |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 10.53% | 11.44% | -0.91% | 51st above |
| Equity / Assets | 10.20% | 11.34% | -1.14% | 47th below |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 9.77% | 10.50% | -0.73% | 50th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 81.21% | 86.97% | -5.76% | 67th above |
| Core Deposit Ratio | 91.87% | 85.54% | +6.33% | 67th above |
| Uninsured Deposit Ratio | 37.66% | 33.11% | +4.55% | 33rd below |
| Wholesale Funding Ratio | 2.04% | 5.72% | -3.68% | 68th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.38% | 9.70% | -5.32% | 44th below |
| Loan Growth (Y/Y) | 8.72% | 8.05% | +0.67% | 68th above |
| Deposit Growth (Y/Y) | 4.07% | 7.88% | -3.81% | 45th below |
See Bank of Colorado's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Colorado, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Colorado profile, how to read a UBPR, or how this data updates.