Bank of Colorado: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 277.65 percentage points higher than in Q1 2026, at 1219.51%. Bank of Colorado ranks 22nd of 63 Colorado banks on return on assets, in the upper half at 1.46% (Q2 2026). Bank of Colorado reported 1.46% on return on assets for Q2 2026, 0.18 points above the 1.28% median for banks in the $1B-10B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 14.74% |
| Tier 1 risk-based capital ratio | 14.74% |
| Total risk-based capital ratio | 15.99% |
| Tier 1 leverage ratio | 10.53% |
| Equity capital to assets | 10.20% |
| Tangible equity to tangible assets | 9.77% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.10% |
| Non-performing assets ratio | 0.07% |
| Net charge-off ratio | 0.01% |
| Texas ratio | 0.70% |
| Allowance for credit losses to loans | 1.26% |
| Reserve coverage of non-performing loans | 1219.51% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.46% |
| Return on equity | 14.60% |
| Net interest margin | 3.64% |
| Efficiency ratio | 49.32% |
| Yield on earning assets | 4.97% |
| Cost of funds | 1.46% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 81.21% |
| Core deposits to total deposits | 91.87% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 87.09% |
| Securities to assets | 22.90% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 13.74% | 13.74% | 14.99% | 9.10% | 0.64% |
| Q4 2023 | 13.84% | 13.84% | 15.09% | 8.79% | 0.60% |
| Q1 2024 | 14.32% | 14.32% | 15.58% | 8.51% | 0.64% |
| Q2 2024 | 14.38% | 14.38% | 15.63% | 8.61% | 0.66% |
| Q3 2024 | 14.44% | 14.44% | 15.69% | 8.66% | 0.71% |
| Q4 2024 | 14.67% | 14.67% | 15.92% | 9.03% | 0.91% |
| Q1 2025 | 14.74% | 14.74% | 15.99% | 9.75% | 0.81% |
| Q2 2025 | 14.74% | 14.74% | 15.99% | 9.89% | 1.01% |
| Q3 2025 | 14.72% | 14.72% | 15.97% | 10.06% | 1.19% |
| Q4 2025 | 14.54% | 14.54% | 15.79% | 9.93% | 1.23% |
| Q1 2026 | 14.42% | 14.42% | 15.68% | 10.25% | 1.25% |
| Q2 2026 | 14.74% | 14.74% | 15.99% | 10.53% | 1.46% |
Bank of Colorado vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Colorado, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Colorado profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16980) · FFIEC NIC profile (RSSD 255659)