Bank of Steinauer: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 31.76 percentage points in Q2 2026, from 50.23% to 81.98%. It was the largest change from Q1 2026 among the key lines here. Within Nebraska, Bank of Steinauer is 94th of 138 on loan-to-deposit ratio, 79.04% as of Q2 2026, below the middle of the field. Bank of Steinauer reported 79.04% on loan-to-deposit ratio for Q2 2026, 11.42 points above the 67.62% median for banks in the < $100M asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $4.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $5.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $300K |
| Other borrowed money | $300K |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.58% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 79.04% |
| Net loans and leases to deposits | 78.59% |
| Loans and leases to core deposits | 81.98% |
| Core deposits to total deposits | 96.42% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 73.90% | 100.00% | $0 | $400K |
| Q4 2023 | 66.08% | 96.38% | $0 | $0 |
| Q1 2024 | 63.60% | 96.32% | $0 | $0 |
| Q2 2024 | 68.90% | 96.32% | $0 | $0 |
| Q3 2024 | 65.54% | 96.59% | $0 | $0 |
| Q4 2024 | 75.49% | 96.32% | $0 | $0 |
| Q1 2025 | 52.08% | 98.52% | $0 | $0 |
| Q2 2025 | 55.32% | 98.45% | $0 | $0 |
| Q3 2025 | 57.73% | 98.35% | $200K | $0 |
| Q4 2025 | 71.84% | 98.06% | $0 | $0 |
| Q1 2026 | 48.98% | 97.51% | $0 | $0 |
| Q2 2026 | 79.04% | 96.42% | $300K | $300K |
Bank of Steinauer liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Steinauer, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Steinauer profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10635) · FFIEC NIC profile (RSSD 384353)