Bank of Steinauer: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Steinauer of Steinauer, NE against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.02% | 3.14% | -2.12% | 48th below |
| ROAE | 13.11% | 10.42% | +2.69% | 73rd above |
| Net Interest Margin | 4.39% | 3.93% | +0.46% | 72nd above |
| Efficiency Ratio | 76.78% | 76.30% | +0.48% | 37th below |
| PPNR / Avg Assets | 1.02% | 1.40% | -0.38% | 40th below |
| Yield on Earning Assets | 5.50% | 5.35% | +0.15% | 62nd above |
| Cost of Funds | 1.30% | 1.70% | -0.40% | 64th above |
| Net Interest Spread | 3.44% | 3.31% | +0.13% | 56th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 1.34% | -1.34% | 83rd top |
| NPA / Total Assets | 0.00% | 0.71% | -0.71% | 81st top |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans | 0.58% | 1.49% | -0.91% | 5th bottom |
| Texas Ratio | 0.00% | 8.25% | -8.25% | 84th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 15.29% | 61.91% | -46.62% | 24th bottom |
| Tier 1 Ratio | 15.29% | 61.92% | -46.63% | 24th bottom |
| Total Capital Ratio | 15.88% | 62.88% | -47.00% | 22nd bottom |
| Leverage Ratio | 7.89% | 17.61% | -9.72% | 3rd bottom |
| Equity / Assets | 10.10% | 16.43% | -6.33% | 27th below |
| TCE / Tangible Assets | 10.10% | 16.18% | -6.08% | 29th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 79.04% | 72.82% | +6.22% | 32nd below |
| Core Deposit Ratio | 96.42% | 88.21% | +8.21% | 79th top |
| Wholesale Funding Ratio | 3.15% | 5.28% | -2.13% | 54th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -16.43% | 4.31% | -20.74% | 1st bottom |
| Loan Growth (Y/Y) | 12.91% | 6.72% | +6.19% | 83rd top |
| Deposit Growth (Y/Y) | -20.98% | 3.78% | -24.76% | 2nd bottom |
See Bank of Steinauer's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Steinauer, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Steinauer profile, how to read a UBPR, or how this data updates.