Banner Bank: Income and Expense
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Data as of · Call Report Schedule RI How we update
Banner Bank reported all 18 line items on this page on its Q3 2026 filing. Net income was $51.1M in Q3 2026, down 5.4% from $54.0M in Q3 2025.
What the income and expense page covers and where each line comes from.
Open the full profitability analysis: return on equity taken apart into each income statement line's share of average assets and the leverage on equity, what moved it since a year earlier, and peers measured the same way.
Provision for credit losses dropped 26.0% in Q3 2026, from $3.8M to $2.8M. It was the largest change from Q2 2026 among the key lines here. Within Washington, Banner Bank is 10th of 28 on return on assets, 1.18% as of Q3 2026. Banner Bank reported 1.18% on return on assets for Q3 2026, 0.07 points below the 1.25% median for banks in the $10B-100B asset tier.
Net income
| Line item | Q3 2026 |
|---|---|
| Net income | $51.1M |
| Return on assets | 1.18% |
| Return on equity | 9.96% |
Source: Call Report Schedule RI. Open the filed call report for Q3 2026 on the FFIEC CDR.
Interest income and expense
| Line item | Q3 2026 |
|---|---|
| Interest income on loans | $188.6M |
| Total interest expense | $51.7M |
| Interest expense on deposits | $50.3M |
| Net interest margin | 4.15% |
Source: Call Report Schedule RI. Open the filed call report for Q3 2026 on the FFIEC CDR.
Noninterest income and expense
| Line item | Q3 2026 |
|---|---|
| Total noninterest expense | $111.2M |
| Salaries and general administrative expense | $77.3M |
| Amortization of intangibles | $663K |
| Other noninterest expense | $33.2M |
| Efficiency ratio | 61.03% |
Source: Call Report Schedule RI. Open the filed call report for Q3 2026 on the FFIEC CDR.
Productivity
| Line item | Q3 2026 |
|---|---|
| Assets per employee | $9.0M |
| Revenue per employee | $357K |
| Full-time equivalent employees | 2,006 |
Source: Call Report Schedule RI. Open the filed call report for Q3 2026 on the FFIEC CDR.
Credit costs and securities results
| Line item | Q3 2026 |
|---|---|
| Provision for credit losses | $2.8M |
| Provision expense to average assets | 0.07% |
| Realized gain/(loss) on securities | -$2.1M |
Source: Call Report Schedule RI. Open the filed call report for Q3 2026 on the FFIEC CDR.
Income and Expense trend
Income and Expense by quarter
| Quarter | Net income | Return on assets | Return on equity | Efficiency ratio |
|---|---|---|---|---|
| Q4 2023 | $45.3M | 1.13% | 11.00% | 58.44% |
| Q1 2024 | $40.1M | 1.01% | 9.37% | 61.85% |
| Q2 2024 | $42.3M | 1.05% | 9.80% | 62.25% |
| Q3 2024 | $47.4M | 1.17% | 10.59% | 59.96% |
| Q4 2024 | $48.9M | 1.20% | 10.72% | 59.42% |
| Q1 2025 | $47.3M | 1.16% | 10.28% | 60.81% |
| Q2 2025 | $47.9M | 1.17% | 10.28% | 59.88% |
| Q3 2025 | $54.0M | 1.30% | 11.40% | 57.79% |
| Q4 2025 | $54.2M | 1.30% | 11.18% | 59.22% |
| Q1 2026 | $56.5M | 1.37% | 11.58% | 58.13% |
| Q2 2026 | $51.0M | 1.23% | 10.38% | 60.50% |
| Q3 2026 | $51.1M | 1.18% | 9.96% | 61.03% |
Banner Bank income and expense, quarter by quarter
Income and Expense since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedule RI, Q3 2026. How these pages are built. See the full Banner Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28489) · FFIEC NIC profile (RSSD 352772)