Banner Bank: Liquidity and Borrowings
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Data as of · Call Report Schedules RC and RC-M How we update
Banner Bank reported all 15 line items on this page on its Q3 2026 filing. Cash and balances due from depository institutions was $558.1M in Q3 2026, down 17.1% from $672.9M in Q3 2025. That is 3.1% of its total assets. Across the 12 quarters shown it ranged from $209.3M (Q1 2024) to $672.9M (Q3 2025).
What the liquidity and borrowings page covers and where each line comes from.
Open the full liquidity and funding analysis: liquid assets and unrealized securities losses, loans against deposits, the uninsured, brokered and borrowed share of funding, the cost of funds and capital headroom, by quarter with asset-tier medians.
Cash and balances due from depository institutions climbed 28.2% in Q3 2026, from $435.5M to $558.1M. It was the largest change from Q2 2026 among the key lines here. Within Washington, Banner Bank is 18th of 28 on loan-to-deposit ratio, 84.14% as of Q3 2026. The median for banks in the $10B-100B asset tier is 85.97% on loan-to-deposit ratio; Banner Bank reported 84.14% for Q3 2026, nearly level with it.
Liquid assets
| Line item | Q3 2026 |
|---|---|
| Cash and balances due from depository institutions | $558.1M |
| Cash and noninterest-bearing balances to assets | 3.09% |
| Cash and securities | $3.66B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Source: Call Report Schedules RC and RC-M. Open the filed call report for Q3 2026 on the FFIEC CDR.
Borrowed funds
| Line item | Q3 2026 |
|---|---|
| Fed funds purchased and repos | $105.2M |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Source: Call Report Schedules RC and RC-M. Open the filed call report for Q3 2026 on the FFIEC CDR.
Funding structure
| Line item | Q3 2026 |
|---|---|
| Loan-to-deposit ratio | 84.14% |
| Net loans and leases to deposits | 83.03% |
| Loans and leases to core deposits | 87.31% |
| Core deposits to total deposits | 96.37% |
| Brokered deposits to total deposits | 0.00% |
Source: Call Report Schedules RC and RC-M. Open the filed call report for Q3 2026 on the FFIEC CDR.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q4 2023 | 82.37% | 95.86% | $182.9M | $323.0M |
| Q1 2024 | 81.96% | 95.90% | $183.3M | $52.0M |
| Q2 2024 | 84.89% | 95.71% | $166.0M | $448.0M |
| Q3 2024 | 83.07% | 96.10% | $154.5M | $280.0M |
| Q4 2024 | 83.79% | 96.20% | $125.3M | $340.0M |
| Q1 2025 | 83.81% | 96.20% | $130.6M | $218.0M |
| Q2 2025 | 86.27% | 96.23% | $117.1M | $565.0M |
| Q3 2025 | 83.28% | 95.98% | $120.5M | $100.0M |
| Q4 2025 | 85.18% | 95.92% | $107.7M | $150.0M |
| Q1 2026 | 84.30% | 96.43% | $115.7M | $0 |
| Q2 2026 | 86.57% | 96.42% | $114.5M | $320.0M |
| Q3 2026 | 84.14% | 96.37% | $105.2M | $0 |
Banner Bank liquidity and borrowings, quarter by quarter
Liquidity and Borrowings since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC and RC-M, Q3 2026. How these pages are built. See the full Banner Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28489) · FFIEC NIC profile (RSSD 352772)