Banner Bank: Peer Group Comparison
BankRegReports is independent of Banner Bank and never asks for online banking logins or passwords.
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Banner Bank of Walla Walla, WA against its peer group of 124 similarly-sized US banks as of Q3 2026. The peer group is every US bank in the same asset tier (banks with $10B to $100B in assets). The credit quality page compares against a shorter list, the 10 nearest banks by size in the same tier, so its peer medians can differ from the ones here. For each metric the bank's value is shown next to the peer-group median and the bank's percentile within the group, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Best quarter means the bank is among the strongest 25% of its peers on that measure.
How to read the peer columns: Peer median is the middle bank of the peer group. The percentile is the share of the other banks in the group with a lower value, so a high percentile is good for return on assets and bad for the efficiency ratio. The tag says which it is: better half or worse half, with the best and worst quarters marked. Measures with no better direction, such as loans to deposits and growth, carry no tag.
Profitability
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| ROAA | 1.18% | 1.31% | -0.13% | 38th worse half |
| ROAE | 9.96% | 11.12% | -1.16% | 34th worse half |
| Net Interest Margin | 4.15% | 3.67% | +0.48% | 82nd best quarter |
| Efficiency Ratio | 61.03% | 53.24% | +7.79% | 78th worst quarter |
| PPNR / Avg Assets | 1.57% | 1.88% | -0.31% | 30th worse half |
| Yield on Earning Assets | 5.45% | 5.46% | -0.01% | 48th |
| Cost of Funds | 1.40% | 1.98% | -0.58% | 20th best quarter |
| Net Interest Spread | 3.42% | 2.98% | +0.44% | 77th best quarter |
Asset Quality
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| NPL / Total Loans | 0.45% | 0.67% | -0.22% | 29th better half |
| NPA / Total Assets | 0.35% | 0.49% | -0.14% | 32nd better half |
| NCO / Avg Loans | 0.02% | 0.14% | -0.12% | 12th best quarter |
| ACL / Total Loans | 1.32% | 1.12% | +0.20% | 73rd |
| ACL / NPLs (Coverage) | 290.31% | 181.80% | +108.51% | 79th best quarter |
| Texas Ratio | 3.38% | 4.26% | -0.88% | 36th better half |
| Provision / NCO | 401.14% | 113.11% | +288.03% | 94th |
| CRE / Total Capital | 259.29% | 217.03% | +42.26% | 68th worse half |
Capital Adequacy
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| CET1 Ratio | 12.58% | 12.93% | -0.35% | 41st worse half |
| Tier 1 Ratio | 12.58% | 13.04% | -0.46% | 38th worse half |
| Total Capital Ratio | 13.74% | 14.24% | -0.50% | 37th worse half |
| Leverage Ratio | 11.60% | 10.21% | +1.39% | 84th best quarter |
| Equity / Assets | 11.77% | 11.26% | +0.51% | 59th better half |
| TCE / Tangible Assets | 9.44% | 9.38% | +0.06% | 51st better half |
Liquidity & Funding
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| Loan / Deposit | 84.14% | 86.53% | -2.39% | 42nd |
| Core Deposit Ratio | 96.37% | 91.81% | +4.56% | 83rd best quarter |
| Uninsured Deposit Ratio | 32.90% | 39.38% | -6.48% | 34th better half |
| Borrowings / Total Assets | 0.58% | 3.64% | -3.06% | 13th best quarter |
Growth & Management
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 9.19% | 5.37% | +3.82% | 74th |
| Loan Growth (Y/Y) | 11.13% | 6.53% | +4.60% | 69th |
| Deposit Growth (Y/Y) | 10.00% | 4.86% | +5.14% | 72nd |
See Banner Bank's peers by name
The 124 banks in this peer group, by name · build custom peer groups · percentile history · watchlist alerts
Unlock this bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Banner Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Banner Bank peer analysis.