Banner Bank: Off-Balance-Sheet Exposure
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Data as of · Call Report Schedules RC-L and RC-R How we update
Banner Bank reported all 9 line items on this page on its Q3 2026 filing. Unused home equity and credit card lines was $1.38B in Q3 2026, up 15.0% from $1.20B in Q3 2025. That is 7.7% of its total assets. Across the 12 quarters shown it ranged from $1.13B (Q4 2023) to $1.38B (Q3 2026).
What the off-balance-sheet exposure page covers and where each line comes from.
The standout move of Q3 2026 was in Letters of credit: 8.4% higher than in Q2 2026, at $23.5M.
Commitments
| Line item | Q3 2026 |
|---|---|
| Unused home equity and credit card lines | $1.38B |
| Letters of credit | $23.5M |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q3 2026 on the FFIEC CDR.
Derivatives
| Line item | Q3 2026 |
|---|---|
| Total derivatives, notional | $936.3M |
| Interest rate swaps, notional | $0 |
| Foreign exchange derivatives, notional | $0 |
| Derivatives notional to total assets | 5.18% |
Notional value is the reference amount a contract is calculated on. It measures activity, not exposure: credit exposure is a small fraction of notional.
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q3 2026 on the FFIEC CDR.
Trading positions
| Line item | Q3 2026 |
|---|---|
| Trading account assets | $0 |
| Trading liabilities | $0 |
| Trading assets to total assets | 0.00% |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q3 2026 on the FFIEC CDR.
Off-Balance-Sheet Exposure by quarter
| Quarter | Unused home equity and card lines | Letters of credit | Derivatives notional / assets |
|---|---|---|---|
| Q4 2023 | $1.13B | $26.1M | 8.16% |
| Q1 2024 | $1.14B | $25.8M | 8.17% |
| Q2 2024 | $1.16B | $25.7M | 8.13% |
| Q3 2024 | $1.16B | $28.5M | 8.20% |
| Q4 2024 | $1.16B | $24.2M | 5.34% |
| Q1 2025 | $1.17B | $16.7M | 5.38% |
| Q2 2025 | $1.17B | $16.1M | 5.63% |
| Q3 2025 | $1.20B | $16.0M | 5.50% |
| Q4 2025 | $1.21B | $19.4M | 5.69% |
| Q1 2026 | $1.25B | $19.3M | 6.09% |
| Q2 2026 | $1.29B | $21.6M | 5.72% |
| Q3 2026 | $1.38B | $23.5M | 5.18% |
Banner Bank off-balance-sheet exposure, quarter by quarter
Off-Balance-Sheet Exposure since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-L and RC-R, Q3 2026. How these pages are built. See the full Banner Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28489) · FFIEC NIC profile (RSSD 352772)